Investor Rate Lovers

Investment Home Loan

3.49% p.a. Variable

3.49% p.a. Comparison*

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THE BASICS
Rate3.49% p.a. Variable
3.49%* p.a. Comparison
PurposeInvestment
EligibilityPersonal
Company
Unit
Discretionary Trust
Minimum Amount$50,000
Maximum Amount$2,000,000
Add 0.10% for loans over $850,000
LVR80% for purchase or refinance
Loan TermUp to 30 years
Rate OptionsVariable
Available for ConstructionYes
Add 0.15% to rate
Refer to your Finance Manager for construction fees
FEATURES
Multiple Accounts100% offset available - refer to your Finance Manager for offset fees
Loan splits available
Redraw FacilityYes. No minimum via electronic transfer
Account AccessInternet & Phone transfer access to nominated account
StatementsHalf yearly
REPAYMENTS
TypePrincipal & Interest
Interest Only - add 0.50%
FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
MethodsDirect Debit
Salary Credit
Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
DiscountYou may be eligible for a discount after 5 years of good payment conduct, Speak to your credit representative for more information.
FEES
Application Fee$0
Establishment Fee$0
Third Party Valuation FeeAt cost
Estimate $250
Third Party Legal FeesAt cost
Estimate $297
Does not cover disbursements, government charges, funder's contract processing fee & PEXA fee
Annual Fee$0
Monthly Fee$0
Settlement Fee$300
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