Investor Rate Lovers

Investment Home Loan

2.59% p.a. Variable

2.66% p.a. Comparison*

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      THE BASICS
      Rate2.59% p.a. Variable
      2.66%* p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$850,000
      Add 0.30% for loans over $850,000 – $1,500,000; only available under 70% LVR
      LVR80% for purchase or refinance
      90% available including LMI - add 0.40% to rate
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionYes
      Add 0.50% to rate
      Max loan amount $1,000,000
      Refer to your Finance Manager for construction fees and policy
      FEATURES
      Multiple Accounts100% offset available - add 0.05% to rate
      Loan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      Interest Only - add 0.30% to rate
      FrequencyVia Direct Debit - Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$0
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Unascertainable estimate $50 - $330
      Does not cover government charges & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$0
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      CALCULATORS
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