LOANS FOR CONSTRUCTION

Build your own house with rates from

3.36%* p.a. Comparison

Investment construction rates from

3.71%* p.a. Comparison

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GET YOUR CONSTRUCTION LOAN STARTED TODAY

Apply for your construction loan with Reduce. We offer competitive rates with great features, across fixed and variable rates. If you need a loan for building a new house or renovating your current home, you’ll find most of our loan products are available for construction.

Construction loans are a little different from your regular mortgage. Standard home loans are paid to you all at once on settlement. However, with a construction loan, your payments progress along with stages of building.

If you’re not sure, give us a call on 1300 REDUCE (722 823) and find out what’s right for you.

Construction loans - Reduce Home Loans

BUILDING YOUR OWN DREAM HOME

Rate Buster

3.34%
p.a. Variable
3.36%*
p.a. Comparison
  • Up to 80% LVR
  • Full redraw facility
  • Split loans available
MORE

2 Years Fixed

3.29%
p.a. Fixed 2 years
3.36%*
p.a. Comparison
  • Up to 80% LVR
  • Optional offset account
  • Owner Occupied
MORE

OR CONSTRUCT FOR INVESTMENT

Investor Rate Buster

3.64%
p.a. Variable
3.71%*
p.a. Comparison
  • Loan splits available
  • Optional offset account
  • Up to 80% LVR
MORE

2 Year Fixed

3.79%
p.a. Fixed 1 year
3.75%*
p.a. Comparison
  • Loan splits available
  • Optional offset account
  • Interest Only repayments available
More

3 Years Fixed P&I

3.79%
p.a. Fixed 3 years
3.73%*
p.a. Comparison
  • Principal & Interest repayments
  • Optional offset account
  • Up to 80% LVR
MORE
Calculators

CRUNCH THE NUMBERS

Handy home loan calculators

CALCULATORS
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