LOANS FOR CONSTRUCTION
Build your own house with rates from
3.59%*Comparison
Investment construction rates from
3.84%*Comparison
GET YOUR CONSTRUCTION LOAN STARTED TODAY
Apply for your construction loan with Reduce. We offer competitive rates with great features, across fixed and variable rates. If you need a loan for building a new house or renovating your current home, you’ll find most of our loan products are available for construction.
Construction loans are a little different from your regular mortgage. Standard home loans are paid to you all at once on settlement. However, with a construction loan, your payments progress along with stages of building.
If you’re not sure, give us a call on 1300 REDUCE (722 823) and find out what’s right for you.
BUILDING YOUR OWN DREAM HOME
Rate Buster
3.59%
Variable
3.59%*
Comparison
- 80% LVR
- Full redraw facility
- Split loans available
2 Years Fixed
3.69%
Fixed 2 years
3.81%*
Comparison
- 80% LVR
- Optional offset account
- Owner Occupied
Platinum Rate Buster
3.66%
Variable
4.07%*
Comparison
- Free 100% offset
account - Full redraw facility
- Split loans available
OR CONSTRUCT FOR INVESTMENT
Investor Rate Buster
3.89%
Variable
3.89%*
Comparison
- Loan splits available
- Optional offset account
- 90% LVR (Plus LMI)
1 Year Fixed
3.99%
Fixed 1 year
4.13%*
Comparison
- Loan splits available
- Offset Account available
- Interest Only repayments available
3 Years Fixed P&I
3.94%
Fixed 3 years
4.10%*
Comparison
- Additional repayments available
- Offset account available
- 80% LVR
CRUNCH THE NUMBERS
Handy home loan calculators
THE REDUCE PROCESS
Launch your loan journey
MORE ABOUT OUR LOANS
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