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Owner Occupied Variable Rates from

5.89%p.a. Variable

5.91%p.a. Comparison*

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    Low interest rate home loans

    At Reduce Home Loans, we offer a wide variety of home loan products with variable and fixed interest rates, great features and loan options.

    You can apply for a home loan online with confidence at Reduce. Our home loan products are multi award winning, including Money magazine’s Best of the Best Cheapest Home Loan 6 years running, and 5 Stars by Canstar.

    Your home loan doesn’t have to be difficult, or confusing. Contact us for a stress-free home loan solution. You’ll talk directly to one of our Personal Finance Managers, so you can get the advice you need right away.

    Check out our home loans suited for

    First home buyers

    Get your foot in the door with our super low variable rates

    Buying your next home

    Keen to keep the ball rolling? Let us help you get a low rate loan for your next home

    Refinancing your loan

    Simply looking for a better rate? We’re not called Reduce for nothing!

    Investment home loans

    We offer fixed and variable rates for investment home loans – we’ve got your back

    Construction lending

    Renovating or building a new home? Most of our loans are perfect for you

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