Guides for Refinancers, Home Buyers and Property Investors
There’s a lot to know about home loans. So we’ve put together some handy guides and tips to help you understand more about home loans.
Reduce Home Loans guides are free to view and download.
Home Loan Refinance Guide

- Why should you refinance?
- What are the costs of refinancing?
- How long is the refinance process?
- Common traps to avoid
- What documents you may need to refinance
First Home Buyers Guide

- First Home Buyer basics
- Finding the right property
- How to get approved for a home loan
- How to win at the auction
- Avoiding common first home buying mistakes
Investors Guide

- Benefits and risks of investing in property
- Choosing the right property
- What to look for in an investment loan
- Should you aim to pay down your mortgage quickly
- What is negative gearing
Next Home Buyers Guide

- How do you know it’s time to buy your next property?
- Should you use bridging loans?
- Benefits and costs of purchasing an additional property
- Common traps to avoid
- Should you sell your first property before buying your next?
Read more on hot topics
Got any questions?
You can simply call us on 1300 REDUCE to speak to a qualified Personal Finance Manager
Or check out our FAQ page for more commonly asked questions.
WHO IS REDUCE HOME LOANS?
Multi-award winning non-bank lender. Operating online, Australia-wide.
Want to know more? Read more about us.
Find the Cheapest Home Loan that’s perfect for you
No matter what stage of the home loan journey you’re at, we’re here to help you find a great rate across variable, fixed or a mix of both.
Our home loan range also offer great features and flexibility, so you can apply with confidence.
Why choose Reduce?

Crunch the Numbers
We’ve got a number of home loan and finance calculators available for you to easily crunch those hefty numbers. Give it a try!
CalculatorsCompare our Different Loan Products
Not sure which loan product is right for you? Simply compare each of our home loan rates and features side-by-side easily.
Compare Fixed and Variable Owner Occupied and Investment loans
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