RATES AS LOW AS

3.44% p.a. Variable

3.44% p.a. Comparison*

Apply Now
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Your preferred contact time^

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THE HOME OF AUSTRALIA’S CHEAPEST HOME LOAN^

Welcome to Reduce Home Loans. Awarded Australia’s Cheapest Home Loan by Money magazine 2016, 2017, 2018 and 2019.

Rate Slasher Owner Occ

3.44%
p.a. Variable
3.44%*
p.a. Comparison
  • UP to 80% LVR
  • $0 upfront fees^
  • 100% Offset available
More

Investor Rate Slasher

3.69%
p.a. Variable
3.69%*
p.a. Comparison
  • NEW loan for investment
  • Optional offset account
  • 90% LVR (Plus LMI)
MORE

Investor 3 Year Fixed

3.99%
p.a. Fixed 3 years
3.99%*
p.a. Comparison
  • Interest Only
  • Optional offset account
  • Loans up to $2,000,000
  • $0 upfront fees^
MORE

Our range of home loans covers Owner Occupiers, Investors, Constructors and Self-Managed Super Funds.

Who are we? You can always find out more about us, or how we hold such competitive rates

Money Magazine 2019 Best of the Best Cheapest Home Loan
Money Magazine 2018 Best of the Best Cheapest Home Loan
Money Magazine 2017 Best of the Best Cheapest Home Loan
Money Magazine 2016 Best of the Best Cheapest Home Loan

Find the Cheapest Home Loan that’s perfect for you

No matter what stage of the home loan journey you’re at, we’re here to help you find a great rate across variable, fixed or a mix of both.

Our home loan range also offer great features and flexibility, so you can apply with confidence.

Loan calculators and finance calculators

Crunch the Numbers

We’ve got a number of home loan and finance calculators available for you to easily crunch those hefty numbers. Give it a try!

Calculators

Compare our Different Loan Products

Not sure which loan product is right for you? Simply compare each of our home loan rates and features side-by-side easily. 

Compare Fixed and Variable Owner Occupied and Investment loans 

Go and compare

Looking for a home loan?

Apply Now
Leave your details and one of our Personal Finance Managers will contact you within one business day.

Your preferred contact time^

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Tapping home - Reduce Home Loans

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