NEW Super Saver
2.19% p.a. Variable Rate
2.19%* p.a. Comparison Rate (25)
- Owner Occupied
- Minimum 20% deposit
- Full, free redraw facility
Rate Slasher Owner Occ
2.39%
p.a. Variable
2.39%*
p.a. Comparison (4)
- Up to 90% incl LMI
- Full, free redraw
- 100% Offset available
3 Year Fixed Owner Occ
2.29%
p.a. Fixed 3 years
2.53%*
p.a. Comparison (9)
- Up to 90% LVR incl LMI
- Optional offset account
- Loan splits available
Investor Rate Slasher
2.79%
p.a. Variable
2.79%*
p.a. Comparison (7)
- Full redraw facility
- 100% offset available
- Loan splits available
Cash Back is here!
Have your cake and eat it too with a great rate home loan and $1,000 up to $10,000 cash back.
A loan with the flexibility of extra repayments, redraw and 100% offset available, it just makes sense.
Minimum loan sizes apply for cash back offer.
cash back t's and c'sSuper Saver Cash Back
2.39%p.a. Variable Rate
2.39%p.a.* (23) Comparison
- Owner Occupied
- up to 80% LVR
- Loan amount up to $850,000
Economizer Cash Back
2.49%p.a. Variable Rate
2.49%p.a.* (25) Comparison
- Owner Occupied
- up to 60% LVR
- Loan amount up to $5,000,000
Cash Back Hero
2.59%p.a. Variable Rate
2.59%p.a.* (20) Comparison
- Owner Occupied
- Up to 90% LVR
- Loan amount up to $5,000,000
Apply for Cash Back Hero
Our range of home loans covers Owner Occupiers, Investors, and home owners looking to build a house.
Who are we? You can always find out more about us, or how we hold such competitive rates.
Find the Cheapest Home Loan that’s perfect for you
No matter what stage of the home loan journey you’re at, we’re here to help you find a great rate across variable, fixed or a mix of both.
Our home loan range also offer great features and flexibility, so you can apply with confidence.
Why choose Reduce?
HOME LOAN NEWS, TIPS AND HELP GUIDES
Crunch the Numbers
We’ve got a number of home loan and finance calculators available for you to easily crunch those hefty numbers. Give it a try!
CalculatorsCompare our Different Loan Products
Not sure which loan product is right for you? Simply compare each of our home loan rates and features side-by-side easily.
Compare Fixed and Variable Owner Occupied and Investment loans
Go and compareImportant information regarding Reduce Home Loans operations.
Inline with the Australian government advice and actions to contain the spread of COVID-19, we have implemented wherever possible a work from home policy.
The well being of our staff and customers is our top priority so we encourage you to not visit our offices until further notice, however, rest assured it is business as usual, and your loan application will not be affected during this time.
If you have any questions, please email info@reduceloans.com.au or speak with your personal finance manager directly.