Money Magazine Winner 2016
Money Magazine Winner 2017

“Reduce Home Loans has the cheapest rate in town”
– Money Magazine.

Reduce Home Loans Cheapest Home Loan Non-Bank
Reduce Home Loans Cheapest Home Loan

Reduce Home Loans is a multi-award winning Australian owned and operated home loan provider. Since 2010, we have been passionate about helping our customers find not only the lowest Interest rates, but loans with all the bells and whistles we know they want and need. Our home loan range has been awarded the following:

Online Means You Save.

Reduce Home Loans is primarily online which means, fewer overheads converting directly into lower interest rates and costs for our clients. We do this while maintaining premium featured products.

Revolutionising The Australian Lending Industry.

Our client’s love saving time and money by switching to Reduce Home Loans. We have simplified the application and approval process, making it faster and easier than ever before to apply for a Home Loan.

Personal Service.

We understand that applying for a Home Loan can sometimes be quite stressful or overwhelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process.

Most Popular Loans
Loan Type Interest Rate Comparison Rate
Rate Slasher 100% Offset Variable Loan 3.44% 3.44%* More
Rate Lovers Variable Home Loan 3.47% 3.47%* More
Rate Buster High Lend Variable Home Loan 3.49% 3.49%* More
Investor Rate Buster High Lend Variable 3.79% 3.79%* More
Home Owners Dream 3 Year Fixed 3.69% 3.69%* More
Investor 2 Year Fixed Rate Wealth Maximizer 3.84% 4.00%* More
Self-Managed Super Fund 5.49% 5.93%* More

How Much Can I Borrow

How Much Can I Borrow?

Charity Fundraising

Charity Fundraising

Contact Us

Speak With a Specialist

Fast Track Your Application

Fast Track Your Application

Stamp Duty

Stamp Duty

Who Is Reduce

Why Reduce?


Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans
Reduce home loans

Request a call back

Simply fill in the form below for a rapid response from your local home loan expert.

I would like to receive occasional industry updates and advice.


(Dont worry, we hate spam too. We wont share your details with anyone.)