Your next home

Owner Occupied variable rates from

2.90%*p.a. Comparison (1)

Investment variable rates from

3.22%*p.a. Comparison (7)

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LOW RATE LOANS FOR YOUR NEXT HOME

So you’ve already got a property to your name and you’re seeking a loan for your next home. You’re in luck! We’ve got the perfect home loan solution for your next property purchase.

Whether your next home is a downsize, upsize, or you’re moving across Australia, we’ve got great rate home loans for you. We certainly walk the talk, with our loans awarded 5 Stars by Canstar, and Money magazine’s Best of the Best 4 years running.

Want an offset account? How about Loan splits between fixed and variable rates? Our Finance Managers will be happy to help and are fully qualified to give home loan advice. Drop us a line at 1300 REDUCE (733 823).

Your Next Home - Reduce Home Loans

VARIABLE RATE OWNER-OCCUPIED LOANS

Low Rider

2.89%
p.a. Variable
2.91%*
p.a. Comparison (1)
  • Up to 80% LVR
  • Full redraw facility
  • 100% Offset available
MORE

Rate Lovers

2.97%
p.a. Variable
2.99%*
p.a. Comparison (2)
  • Full redraw facility
  • Loans up to $2,000,000
  • Up to 80% LVR
More

Rate Buster

2.97%
p.a. Variable
2.98%*
p.a. Comparison (6)
  • Up to 90% LVR plus LMI
  • 100% Offset available
  • Loans up to $2,000,000
MORE

FIXED RATE OWNER-OCCUPIED LOANS

“Home Owners Dream”

2 Years Fixed

2.97%
p.a. Fixed 2 years
3.08%*
p.a. Comparison (8)
  • Loan splits available
  • Offset Account available
  • Construction available
More

3 Years Fixed

2.97%
p.a. Fixed 3 years
3.08%*
p.a. Comparison (9)
  • $0 upfront fees^
  • Offset account available
  • Up to 90% LVR plus LMI
MORE

Want to buy, but haven’t found a place yet?

Get your finance pre-approved and be ready to buy.

Apply for a pre-approval

Investment Home Loans

Is your next purchase for an investment property? Check out our most popular low rate investment loan.

See all of our investment options.

Calculators

CRUNCH THE NUMBERS

Handy home loan calculators

CALCULATORS
Take off with the Reduce Process

THE REDUCE PROCESS

Launch your loan journey

Our process
Lending FAQ

MORE ABOUT OUR LOANS

See our FAQ for easy answers

lending faq