YOUR NEXT HOME

Owner Occupied rates from

3.44%*Comparison

Investment variable rates from

3.74%*Comparison

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LOW RATE LOANS FOR YOUR NEXT HOME

So you’ve already got a property to your name and you’re seeking a loan for your next home. You’re in luck! We’ve got the perfect home loan solution for your next property purchase.

Whether your next home is a downsize, upsize, or you’re moving across Australia, we’ve got great rate home loans for you. We certainly walk the talk, with our loans awarded 5 Stars by Canstar, and Money magazine’s Best of the Best 4 years running.

Want an offset account? How about Loan splits between fixed and variable rates? Our Finance Managers will be happy to help and are fully qualified to give home loan advice. Drop us a line at 1300 REDUCE (733 823).

Your Next Home - Reduce Home Loans

VARIABLE RATE OWNER-OCCUPIED LOANS

Rate Lovers

3.47%
Variable
3.47%*
Comparison
  • 80% LVR
  • Full redraw facility
  • Split loans available
MORE

Rate Slasher

3.44%
Variable
3.44%*
Comparison
  • 70% LVR
  • $0 upfront fees^
  • Free 100% Offset Account
More

Rate Buster

3.49%
Variable
3.49%*
Comparison
  • 80% LVR
  • 100% Offset available
  • Loans up to $2,000,000
MORE

Platinum Rate Buster Lite

3.55%
Variable
3.57%*
Comparison
  • Loans up to $10,000,000
  • Full redraw facility
  • Split loans available
More

Platinum Rate Buster

3.66%
Variable
4.07%*
Comparison
  • Loans up to $10,000,000
  • Free 100% offset account
  • ATM & Branch access
MORE

FIXED RATE OWNER-OCCUPIED LOANS

“Home Owners Dream”

1 Year Fixed

3.59%
Fixed 1 year
3.73%*
Comparison
  • Additional repayments available
  • Loan splits available
  • 80% LVR
MORE

2 Years Fixed

3.59%
Fixed 2 years
3.71%*
Comparison
  • Loan splits available
  • Offset Account available
  • 80% LVR
More

3 Years Fixed

3.69%
Fixed 3 years
3.69%*
Comparison
  • $0 upfront fees^
  • Offset account available
  • 80% LVR
MORE

Investment Home Loans

Is your next purchase for an investment property? Check out our most popular low rate investment loan.

See all of our investment options.

Calculators

CRUNCH THE NUMBERS

Handy home loan calculators

CALCULATORS
Take off with the Reduce Process

THE REDUCE PROCESS

Launch your loan journey

Our process
Lending FAQ

MORE ABOUT OUR LOANS

See our FAQ for easy answers

lending faq