Your next home
Owner Occupied variable rates from
1.99%p.a. Variable
2.06%p.a. Comparison*
Low rate loans for your next home
So you’ve already got a property to your name and you’re seeking a loan for your next home. You’re in luck! We’ve got the perfect home loan solution for your next property purchase.
Whether your next home is a downsize, upsize, or you’re moving across Australia, we’ve got great rate home loans for you. We certainly walk the talk, with our loans awarded 5 Stars by Canstar, and Money magazine’s Best of the Best 5 years running.
Want an offset account? How about Loan splits between fixed and variable rates? Our Finance Managers will be happy to help and are fully qualified to give home loan advice. Drop us a line at 1300 REDUCE (733 823).
Variable rate owner-occupied loans
Super Saver
1.99%
p.a. Variable
2.08%*
p.a. Comparison
- Borrow up to $1M
- Full redraw facility
- Unlimited extra repayments
Low Rider
1.99%
p.a. Variable
2.06%*
p.a. Comparison
- Up to 75% LVR
- 100% Offset available
- $0 monthly or annual fees
Rate Lovers
2.29%
p.a. Variable
2.36%*
p.a. Comparison
- 100% offset available
- Loans up to $1.5M#
- Up to 80% LVR
Minimum 10% deposit… and no fees?!
Our hot Rate Slasher Variable is now available for up to 90% LVR, with $0 upfront fees!
With flexible repayment options and optional 100% offset account, you can customise your loan to how you want.
Rate Slasher 90
2.49%
p.a. Variable
2.51%*
p.a. Comparison
- Borrow up to 90% plus LMI
- 100% Offset available
- Full, free redraw
- Borrow up to $1,000,000
Fixed rate owner-occupied loans
“Home Owners Dream”
1 Year Fixed
1.94%
p.a. Fixed 1 year
2.62%*
p.a. Comparison
- $0 upfront fees!
- Offset Account available
- Construction available
2 Years Fixed
1.94%
p.a. Fixed 2 years
2.57%*
p.a. Comparison
- $0 upfront fees!
- Offset Account available
- Construction available
3 Years Fixed
1.99%
p.a. Fixed 3 years
2.53%*
p.a. Comparison
- No ongoing fees^
- Offset account available
- Up to 90% LVR plus LMI
Want to buy, but haven’t found a place yet?
Get your finance pre-approved and be ready to buy.
Apply for a pre-approvalInvestment Home Loans
Is your next purchase for an investment property? Check out our most popular low rate investment loan.
Investor Rate Buster
- Variable rate
- Optional offset account
- Full redraw facility
- Internet banking
CRUNCH THE NUMBERS
Handy home loan calculators
THE REDUCE PROCESS
Launch your loan journey
MORE ABOUT OUR LOANS
See our FAQ for easy answers
