Your next home
Owner Occupied variable rates from
2.29%p.a. variable
2.32%*p.a. Comparison (1)
LOW RATE LOANS FOR YOUR NEXT HOME
So you’ve already got a property to your name and you’re seeking a loan for your next home. You’re in luck! We’ve got the perfect home loan solution for your next property purchase.
Whether your next home is a downsize, upsize, or you’re moving across Australia, we’ve got great rate home loans for you. We certainly walk the talk, with our loans awarded 5 Stars by Canstar, and Money magazine’s Best of the Best 5 years running.
Want an offset account? How about Loan splits between fixed and variable rates? Our Finance Managers will be happy to help and are fully qualified to give home loan advice. Drop us a line at 1300 REDUCE (733 823).
VARIABLE RATE OWNER-OCCUPIED LOANS
Cash Back Alert!
Introducing the new Cash Back Hero Variable Home Loan.
Receive $2,000 up to $10,000 Cash Back on purchases and refinances with Reduce Home Loans.
Find out moreCash Back Hero Variable
2.59%p.a.
Variable Rate
2.59%p.a.*(20)
Comparison Rate
- Cash Back available
- $100% offset available
- Split loans available
- Full, free redraw
- Borrow up to 90% incl LMI
Low Rider
2.29%
p.a. Variable
2.32%*
p.a. Comparison (1)
- Up to 70% LVR
- Full redraw facility
- 100% Offset available
Rate Buster
2.45%
p.a. Variable
2.45%*
p.a. Comparison (6)
- Up to 90% LVR plus LMI
- 100% Offset available
- Available for construction
Rate Lovers
2.49%
p.a. Variable
2.49%*
p.a. Comparison (2)
- 100% offset available
- Loans up to $1.5M#
- Up to 80% LVR
Slash your rate!
Our hot Rate Slasher Variable offers flexible repayment options and a full, free electronic redraw facility.
100% offset account is optional, so you can customise your loan to how you want.
Rate Slasher
2.39%
p.a. Variable
2.39%*
p.a. Comparison(4)
- Borrow up to 80% of the property value
- 100% Offset available
- Full, free redraw
- Borrow up to $3,500,000
FIXED RATE OWNER-OCCUPIED LOANS
“Home Owners Dream”
1 Year Fixed
2.19%
p.a. Fixed 1 year
2.62%*
p.a. Comparison (18)
- Loan splits available
- Offset Account available
- Construction available
2 Years Fixed
2.19%
p.a. Fixed 2 years
2.58%*
p.a. Comparison (8)
- Loan splits available
- Offset Account available
- Construction available
3 Years Fixed
2.19%
p.a. Fixed 3 years
2.54%*
p.a. Comparison (9)
- No ongoing fees^
- Offset account available
- Up to 90% LVR incl LMI
Want to buy, but haven’t found a place yet?
Get your finance pre-approved and be ready to buy.
Apply for a pre-approvalInvestment Home Loans
Is your next purchase for an investment property? Check out our most popular low rate investment loan.
Investor Rate Buster
- Variable rate
- Optional offset account
- Full redraw facility
- Internet banking
CRUNCH THE NUMBERS
Handy home loan calculators
THE REDUCE PROCESS
Launch your loan journey
MORE ABOUT OUR LOANS
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