About Reduce

Online lending specialists

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    Who is Reduce Home Loans?

    Well let’s start with explaining what we’re not. We’re not a Broker and definitely not a Bank. Since 2010 we’ve been helping everyday Aussies save thousands on their home loans. How do we do this? Reduce Home Loans is the exclusive agent for Australia’s leading and multi-awarding winning Mortgage Manager, Mortgage Ezy.

    So what does that mean? Well, Reduce as Mortgage Ezy’s exclusive agent acts on behalf of Funders that source funding for their lending products  from institutional investors and the wholesale divisions of Banks.  We are able to provide our customers with exceptional loans at the lowest possible price both in terms of interest and fees or should we say lack of such annoyances.

    Our Team

    Our close-knit team share our company’s vision and we understand that applying for a home loan can be confusing, stressful or overwhelming. That’s why at Reduce you’ll get to talk a Personal Finance Manager, not a different person each time at a call centre.

    The Personal Finance Manager is available to run you through the home loan products that we offer and be available to you every step of the way.

    Our Pride

    Our mission is to reduce rates and save Aussies thousands of dollars on their mortgages with the aim to becoming debt-free in the soonest possible time.

    We’re proud that our efforts since 2010 have been recognised, having won multiple awards for our home loan range.

    From winning Australia’s Best Non-Bank Lender of 2021,  six consecutive years of Money Magazine’s Best and Cheapest home loans to multiple Canstar’s 5 Star Ratings, Mozo Expert Choice Awards and Rate City’s Home Loan Gold Awards to name a few we definitely walk the talk.

    But don’t take our word for it – check out what our everyday customers say about us here

    Find the Cheapest Home Loan that’s right for you

    No matter what stage of the home loan journey you’re at, we’re here to help you find a great rate across variable, fixed or a mix of both.

    Our home loan range also offer great features and flexibility, so you can apply with confidence.

    Crunch the Numbers

    We’ve got a number of home loan and finance calculators available for you to easily crunch those hefty numbers. Give it a try!

    Calculators

    Compare our Different Loan Products

    Not sure which loan product is right for you? Simply compare each of our home loan rates and features side-by-side easily.

    Compare Fixed and Variable Owner Occupied and Investment loans

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