STRESS-FREE REFINANCING

Owner Occupied rates from

3.44%*Comparison

Investment variable rates from

3.74%*Comparison

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REFINANCE YOUR HOME LOAN AND SAVE

Here to refinance your home loan? Reduce Home Loans has Australia’s hottest rates to keep you happy.

Refinance with confidence, with multi-award winning loans including Canstar 5 Star Rating and Money magazine’s Best of the Best Cheapest Home Loan for 4 years running! We’ll help you consolidate your debts with low rate, full-featured loans. When your refinance is settled, you’ll be paying way less in interest!

Need more advice? Our accredited Finance Managers can help you evaluate your debts, loans and overall finances. Give us a call on 1300 REDUCE (733 823).

Refinance home and debt - Reduce Home Loans

REFINANCE OWNER-OCCUPIED LOANS

Rate Slasher

3.44%
Variable
3.44%*
Comparison
  • 70% LVR
  • $0 upfront fees^
  • Free 100% Offset Account
More

Rate Buster

3.49%
Variable
3.49%*
Comparison
  • 80% LVR
  • Full redraw facility
  • Split loans available
MORE

1 Year Fixed

3.59%
Fixed 1 year
3.73%*
Comparison
  • 80% LVR
  • Optional offset account
  • Loans up to $2,000,000
MORE

Platinum Rate Buster Lite

3.55%
Variable
3.57%*
Comparison
  • Loans up to $10,000,000
  • Full redraw facility
  • Split loans available
More

Platinum Rate Buster

3.66%
Variable
4.07%*
Comparison
  • Loans up to $10,000,000
  • Free 100% offset account
  • ATM & Branch access
MORE

REFINANCE YOUR INVESTMENT LOAN

Investor Rate Buster

3.79%
Variable
3.79%*
Comparison
  • $0 upfront fees^ 
  • Optional offset account
  • 90% LVR (Plus LMI)
MORE

1 Year Fixed

3.89%
Fixed 1 year
4.03%*
Comparison
  • Loan splits available
  • Offset Account available
  • Interest Only repayments available
More

3 Years Fixed Interest Only

3.99%
Fixed 3 years
4.04%*
Comparison
  • Interest Only repayments
  • Offset account available
  • 80% LVR
MORE

Refinancing a SMSF home loan

Did you know you can also refinance your Self-Managed Super Fund? Starting at a low 5.93% comparison rate, our SMSF loans are jam packed with features.

See all of our SMSF options.

SMSF 70% LVR

  • Variable rate
  • Free 100% offset account
  • Available for self-employed
  • Loan amount up to $750,000

 

5.49%

Variable

5.93%*

Comparison

Calculators

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CALCULATORS
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THE REDUCE PROCESS

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