Investment Loans

Investment rates from

2.19%p.a. Variable

2.26%p.a. Comparison *

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    Make investment loans work for you

    Money doesn’t grow on trees, so you can grow your own money in your investment home loan.

    Establishing an investment property portfolio can be a great way to build your wealth. Reduce Home Loans provides a variety of variable and fixed interest rate loans suited for investment purposes. We even offer Interest Only repayment options!

    Get a head start in investing with our award-winning, full-featured loans. You can always give us a call on 1300 REDUCE (733 823) and speak to an accredited Finance Manager to get advice tailored to you.

    Investment loan - Reduce Home Loans

    NEW Investor Rate Cutter

    2.29% p.a. Variable

    2.38% p.a.* Comparison

    • Available for Purchase or Refinance
    • Borrow up to 80% LVR
    • Flexible repayment options
    • Unlimited extra repayments & redraw
    Find out more & Apply

    Variable Rate Investment Loans

    Cash Back on Investment

    with our new Investor Rate Slasher

    Receive $2,000 up to $4,000 Cash Back on purchases and refinances with Reduce Home Loans.

    Find out more

    Investor Rate Slasher Cash Back

    2.39%p.a.
    Variable Rate
    2.46%p.a.*
    Comparison Rate
    • Cash Back available
    • $100% offset available
    • Split loans available
    • Full, free redraw
    • $0 ongoing fees!
    Apply

    Investor Rate Slasher

    2.19%
    p.a. Variable
    2.26%*
    p.a. Comparison
    • Loan splits available
    • Optional offset account
    • Unlimited extra repayments
    • Full redraw facility
    • Borrow up to 80% LVR
    More

    Investor Rate Lovers

    2.39%
    p.a. Variable
    2.46%*
    p.a. Comparison
    • Borrow up to 90% LVR
    • Full redraw facility
    • Loan splits available
    • $0 ongoing fees, ever!
    • Interest Only available
    More

    Lock it in with a fixed rate!

    Celebrate your Investment Rate

    Interest Only options available!

    3 Year Fixed Wealth Maximizer (Interest Only)

    2.79%
    p.a. Fixed 3 Years
    2.76%*
    p.a. Comparison

    • Loans up to $3,500,000
    • 100% Offset account available
    more

    2 Years Fixed P&I

    2.29%
    p.a. Fixed 2 years
    2.62%*
    p.a. Comparison
    • Interest Only available
    • Offset account available
    • Loan amount up to $3.5M
    MORE

    3 Years Fixed P&I

    2.29%
    p.a. Fixed 3 years
    2.58%*
    p.a. Comparison
    • Principal and Interest loan
    • Offset account available
    • Split loan options available
    MORE

    Looking for owner-occupied loans?

    We offer a variety of low rate, variable and fixed loans for live-in properties. Check out our First Home Buyer or Next Home loans.

    Did you know you can construct for investment purposes? Take a look at our Construction Loans.

    Rate Lovers Variable

    • Owner-occupied
    • Offset account available
    • Loan splits available
    • $0 ongoing fees

    2.19%

    Variable pa

    2.26%*

    Comparison pa

    Calculators

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    THE REDUCE PROCESS

    Launch your loan journey

    Our process
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    MORE ABOUT OUR LOANS

    See our FAQ for easy answers

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