P&I / INTEREST ONLY CALCULATOR

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CALCULATE DIFFERENCE IN REPAYMENT TYPE

Curious to know how your mortgage repayments will be affected on Principal & Interest (P&I) compared to Interest Only? Or, maybe you need to find out the total cost of an interest-only loan over the full loan term. The P&I and Interest Only calculator is your one-stop shop to crunch your repayment costs!

The P&I and Interest Only Calculator is here to help you decide which repayment type is right for you and your budget.

As a general guide:

  • Paying P&I will help you pay off the mortgage sooner, ideal for those who want to own a home outright.
  • Interest Only loans are popular among investors, who are looking to maximise cash flow and return on investment.
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