COMPARE OUR HOME LOANS

Quick reference

COMPARE OUR LOANS AT A GLANCE

There’s a lot to compare across different home loan products. Rates, features terms and fees. Here you can find a quick and easy comparison between our Owner Occupier and Investment loans across fixed and variable rate options.

We’re here to help you determine which home loan product is best for you with the perfect features you need. Remember, we’re on call to help you make the right decision at 1300 REDUCE (733 823).

OWNER OCCUPIER LOANS

Choose your owner occupier rate option to compare

Variable Rates
Platinum Variable
Fixed Rates

Variable Rate

LVR

Max LVR with LMI

Min Loan Amount

Max Loan Amount

Upfront Fees (Incl. 3rd Party Estimate)

Ongoing Monthly Fees

Offset Account Available

Available for Construction

Split Loan Available

Redraw Facility

Interest Only Repayments Available

Interest Only Rate Loading

Rate slasher

3.44% variable

3.44%* comparison

80%

N/A

$50,000

$1,000,000

$0

N/A

Enquire

rate lovers

3.47% variable

3.47%* comparison

80%

90%

$50,000

$750,000

$675

$0

N/A

Enquire

rate buster

3.49% variable

3.49%* Comparison

80%

90%

$50,000

$2,000,000

$675

$0#

N/A

Enquire

^Third Party Charges apply for loans under $250,000 on the Rate Slasher Loan. #Optional offset accounts hold a $10 monthly account keeping fee.

Platinum Loans

LVR

Max LVR with LMI

Min Loan Amount

Max Loan Amount

Upfront Fees (Incl. 3rd Party Estimate)

Ongoing Fees

Offset Account Available

Available for Construction

Split Loan Available

Redraw Facility

Interest Only Repayments Available

Interest Only Rate Loading

Platinum Lite

3.55% variable

3.57%* Comparison

80%

90%

$250,000

$10,000,000

$1,045

$0

N/A

Enquire

Platinum OFFSET

3.66% variable

4.07%* Comparison

80%

95%

$100,000

$10,000,000

$0^

$0#

N/A

Enquire

^Third Party Charges apply for loans under $2,000,000. #Annual Package Fee of $395 applies for loans over 70% LVR.

Home Owners Dream

LVR

Max LVR with LMI

Min Loan Amount

Max Loan Amount

Upfront Fees (Incl. 3rd Party Estimate)

Ongoing Monthly Fees

Offset Account Available

Available for Construction

Split Loan Available

Redraw Facility

Interest Only Repayments Available

Interest Only Rate Loading

2 years fixed

3.59% fixed

3.60%* comparison

80%

90%

$50,000

$2,000,000

$825

$0#

N/A

Enquire

3 years fixed

3.59% fixed

3.59%* Comparison

80%

90%

$50,000

$2,000,000

$0

$0#

N/A

Enquire

Third Party Charges apply for loans under $250,000 on the 3 Year Fixed Loan. #Optional offset accounts hold a $10 monthly account keeping fee.

COMPARE INVESTMENT LOANS

Choose your investment rate option to compare

Variable Rates
Fixed Rates

Investment Variable

LVR

Max LVR with LMI

Min Loan Amount

Max Loan Amount

Upfront Fees (Incl. Third Party Estimates)

Ongoing Monthly Fees

Offset Account Available

Available for Construction

Loan Splits Available

Redraw Facility

Interest Only Repayments Available

Interest Only Rate Loading

investor Rate SLASHER

3.69% variable

3.69%* comparison

80%

90%

$50,000

$2,000,000

$1,265

$0#

0.40%

Enquire

investor rate lovers

3.74% variable

3.74%* comparison

80%

90%

$50,000

$2,000,000

$825

$0#

0.40%

Enquire

investor rate buster

3.79% variable

3.79%* comparison

80%

90%

$250,000

$2,000,000

$0^

$0#

0.40%

Enquire

^Third party charges apply for loans under $250,000 #Optional offset accounts hold a $10 monthly account keeping fee.

Wealth Maximizer

LVR

Max LVR with LMI

Min Loan Amount

Max Loan Amount

Upfront Fees (Incl. 3rd Party Estimate)

Ongoing Monthly Fees

Offset Account Available

Available for Construction

Split Loan Available

Redraw Facility

Interest Only Repayments Available

Interest Only Rate Loading

2 years fixed P&I

3.79% fixed

3.84%* Comparison

80%

90%

$50,000

$2,000,000

$675

$0#

N/A

Enquire

3 years fixed P&I

3.79% fixed

3.81%* Comparison

80%

90%

$50,000

$2,000,000

$0

$0#

N/A

Enquire

3 years fixed IO

3.99% fixed

3.99%* Comparison

80%

N/A

$50,000

$2,000,000

$0

$0#

N/A

Enquire

3 yr Securitiser IO

3.94% fixed

3.94%* Comparison

80%

N/A

$250,000

$2,000,000

$825

$0#

N/A

Enquire

^Third Party Charges apply for loans under $250,000 on the 3 Year Fixed (Principal & Interest). #Optional offset accounts hold a $10 monthly account keeping fee.

OWNER OCCUPIER LOANS

Choose your owner occupier rate option to compare

Variable Rates
Platinum Variable
Fixed Rates

Click to enlarge.

^Third Party Charges apply for loans under $250,000 on the Rate Slasher Loan. #Optional offset accounts hold a $10 monthly account keeping fee.

Click to enlarge.

Platinum Owner Occ Rate Buster Comparison Mobile

^Third Party Charges apply for loans under $2,000,000. #Annual Package Fee of $395 applies for loans over 70% LVR.

Click to enlarge.

Third Party Charges apply for loans under $250,000 on the 3 Year Fixed Loan. #Optional offset accounts hold a $10 monthly account keeping fee.

COMPARE INVESTMENT LOANS

Choose your investment rate option to compare

Variable Rates
Fixed Rates

Click to enlarge.

^Third party charges apply for loans under $250,000 #Optional offset accounts hold a $10 monthly account keeping fee.

Click to enlarge

^Third Party Charges apply for loans under $250,000 on the 3 Year Fixed (Principal & Interest). #Optional offset accounts hold a $10 monthly account keeping fee.

Looking for SMSF Loans?

We do those, too! Compare our SMSF Loans here.

Prepare your nest egg with with loan flexible options and competitive variable rates from 5.49%p.a.: Comparison from 5.93%*p.a. Fixed rate options are also available!