Cash Back Options

available for live-in and investment

with red-hot rates!

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    $1,000 up to

    $5,000 Cash Back

    on Purchases and Refinances

    Reward yourself with Cash Back

    Receive $1,000 up to $5,000 cash back on purchases and refinances with these specially tailored Cash Back loans. We’re committed to helping you find the best home loan deal, ever!

    For the nitty gritty, see Cash Back Terms and Conditions here

    Super Saver Cash Back Variable

    Up to 80% LVR

    2.29% p.a. Variable

    2.36% p.a.* Comparison

    Purchase or refinance loans up to 80% LVR

    • Owner Occupied
    • Receive $1,000 up to $2,000 Cash Back
    • Maximum loan amount $1,000,000

    Features

    • Full, free redraw facility
    • Unlimited extra repayments
    • Weekly, fortnightly or monthly repayments
    Apply now

    Low Rider Cash Back Variable

    Up to 75% LVR

    2.29% p.a. Variable

    2.36% p.a.*Comparison

    Purchase or refinance up to 75% LVR

    • Owner Occupied
    • Receive $2,000 up to $4,000 Cash Back
    • Loans up to $1,000,000

    Features

    • 100% offset available
    • Interest Only available (add 0.30%)
    • $0 upfront fees!
    Apply now

    Economizer Cash Back Variable

    Up to 80% LVR

    2.49% p.a. Variable

    2.54% p.a.*Comparison

    Purchase or refinance loans up to 60% LVR

    • Owner Occupied
    • Receive $3,000 up to $5,000 Cash Back
    • Maximum loan amount $5,000,000

    Features

    • 100% offset available
    • Unlimited extra repayments
    • Flexible loan options
    Apply now

    Cash Back Hero Variable

    Up to 90% LVR

    2.59% p.a. Variable

    2.64% p.a.*Comparison

    Purchase or refinance up to 90% LVR

    • Owner Occupied
    • Receive $3,000 up to $5,000 Cash Back
    • Maximum loan amount $5,000,000^
    • Minimum 10% deposit required

    Features

    • 100% offset available
    • Available for construction
    • Loan splits available
    • Full, free redraw facility
    Apply now

    Investor Rate Slasher Cash Back Variable

    Up to 90% LVR

    2.49% p.a. Variable

    2.54% p.a.*Comparison

    Purchase or refinance up to 75% LVR

    • Investment Loan
    • Receive $2,000 up to $4,000 Cash Back
    • Maximum loan amount $1,500,000^
    • Minimum 25% deposit required

    Features

    • 100% offset available
    • Interest Only available (add 0.30%)
    • Full, free redraw facility
    Apply

    Investor Cash Back Hero

    Up to 90% LVR

    2.99% p.a. Variable

    3.04% p.a.*Comparison

    Purchase or refinance up to 90% LVR incl LMI

    • Investment loan
    • Receive $3,000 up to $5,000 Cash Back
    • Maximum loan amount $5,000,000^
    • Minimum 10% deposit required

    Features

    • 100% offset available
    • Available for construction
    • Loan splits available
    • Full, free redraw facility
    Apply now

    WHY CHOOSE REDUCE?

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    Take off with the Reduce Process

    THE REDUCE PROCESS

    Launch your loan journey

    Our process
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    MORE ABOUT OUR LOANS

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