| Loan Product | Rate p.a. Comp* p.a. | Max LVR | Instant Online Approval | 90% LVR Available^ | Offset Account | Extra Repayments & Redraw | Interest Only | Construction Available |
|---|---|---|---|---|---|---|---|---|
| Investor Rate Lovers 60 Cash Back
| 3.69% 3.77%* | 60% |  | |  | | | |
| Investor Rate Lovers Cash Back
| 3.89% 3.97%* | 90% | | | | | | |
| 1 Yr Fixed Wealth Maximizer Cash Back
| 5.29% 3.50%* | 80% | | | | | | |
| 2 Yr Fixed Wealth Maximizer Cash Back
| 5.89% 3.72%* | 80% | | | | | | |
| 3 Yr Fixed Wealth Maximizer Cash Back
| 6.39% 3.99%* | 80% | | | | | | |
| 4 Yr Fixed Wealth Maximizer Cash Back
| 6.49% 4.22%* | 80% | | | | | | |
| 5 Yr Fixed Wealth Maximizer Cash Back
| 6.59% 4.45%* | 80% | | | | | | |
$2,000 up to
$10,000 Cash Back
on Purchases and Refinances
Reward yourself with Cash Back
Receive $2,000 up to $10,000 cash back on purchases and refinances with these specially tailored Cash Back loans. We’re committed to helping you find the best home loan deal, ever!
For the nitty gritty, see Cash Back Terms and Conditions here
Rate Lovers Cash Back Variable
Up to 90% LVR
3.59% p.a. Variable
3.67% p.a.* Comparison
Refinance loans up to 90% LVR
- Owner Occupied
- Receive $2,000 up to $10,000 Cash Back
- Maximum loan amount $2,500,000
Features
- Full, free redraw facility
- Unlimited extra repayments
- Weekly, fortnightly or monthly repayments
Home Owners Dream Fixed Cash Back
Fixed rates from
4.99% p.a. Variable
3.11% p.a.* Comparison
Purchase or refinance up to 90% LVR
- Owner Occupied
- Receive $2,000 up to $10,000 Cash Back
- Maximum loan amount $1,000,000^
Features
- 100% offset available
- Flexible repayment options
- Choose from 1 to 5 years fixed rate
Fixed Wealth Maximizer
Up to 90% LVR available
5.29% p.a. Variable
3.50% p.a.* Comparison
Refinance up to 90% LVR
- Investment Loan
- Receive $2,000 up to $10,000 Cash Back
- Maximum loan amount $1,000,000^
Features
- 100% offset available
- Flexible repayment options
- Interest Only Available
- Choose from 1 to 5 years fixed rate
Cash Back
| Loan Product | Rate p.a. Comp* p.a. | Max LVR | Instant Online Approval | 90% LVR Available^ | Offset Account | Extra Repayments & Redraw | Interest Only | Construction Available |
|---|---|---|---|---|---|---|---|---|
Rate Cutter Cash Back | 3.39% 3.47%* | 60% | | | | | | |
| Rate Lovers Cash Back
| 3.59% 3.67%* | 90% | | | | | | |
| 1 Yr Fixed Home Owners Dream Cash Back
| 4.99% 3.11%* | 80% | | | | | | |
| 2 Yr Fixed Home Owners Dream Cash Back
| 5.69% 3.36%* | 80% | | | | | | |
| 3 Yr Fixed Home Owners Dream Cash Back
| 6.09% 3.62%* | 80% | | | | | | |
| 4 Yr Fixed Home Owners Dream Cash Back
| 6.29% 3.88%* | 80% | | | | | | |
| 5 Yr Fixed Home Owners Dream Cash Back
| 6.29% 4.09%* | 80% | | | | | | |
WHY CHOOSE REDUCE?
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Handy home loan calculators
THE REDUCE PROCESS
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