Cash Back Options

available for live-in and investment

with red-hot rates!

Apply Now

    Leave your details and one of our Personal Finance Managers will contact you within one business day.


    $2,000 up to

    $10,000 Cash Back

    on Purchases and Refinances

    Reward yourself with Cash Back

    Receive $2,000 up to $10,000 cash back on purchases and refinances with these specially tailored Cash Back loans. We’re committed to helping you find the best home loan deal, ever!

    For the nitty gritty, see Cash Back Terms and Conditions here

    Rate Lovers Cash Back Variable

    Up to 90% LVR

    3.59% p.a. Variable

    3.67% p.a.* Comparison

    Refinance loans up to 90% LVR

    • Owner Occupied
    • Receive $2,000 up to $10,000 Cash Back
    • Maximum loan amount $2,500,000

    Features

    • Full, free redraw facility
    • Unlimited extra repayments
    • Weekly, fortnightly or monthly repayments
    Apply now

    Home Owners Dream Fixed Cash Back

    Fixed rates from

    4.99% p.a. Variable

    3.11% p.a.* Comparison

    Purchase or refinance up to 90% LVR

    • Owner Occupied
    • Receive $2,000 up to $10,000 Cash Back
    • Maximum loan amount $1,000,000^

    Features

    • 100% offset available
    • Flexible repayment options
    • Choose from 1 to 5 years fixed rate
    Apply now

    Fixed Wealth Maximizer

    Up to 90% LVR available

    5.29% p.a. Variable

    3.50% p.a.* Comparison

    Refinance up to 90% LVR

    • Investment Loan
    • Receive $2,000 up to $10,000 Cash Back
    • Maximum loan amount $1,000,000^

    Features

    • 100% offset available
    • Flexible repayment options
    • Interest Only Available
    • Choose from 1 to 5 years fixed rate
    Apply now

    Cash Back

    Loan ProductRate p.a.
    Comp* p.a.
    Max
    LVR
    Instant
    Online
    Approval
    90% LVR
    Available^
    Offset
    Account
    Extra
    Repayments
    & Redraw
    Interest
    Only
    Construction
    Available
    Investor Rate Lovers 60 Cash Back

    3.69%
    3.77%*
    60%
    Investor Rate Lovers Cash Back

    3.89%
    3.97%*
    90%
    1 Yr Fixed Wealth Maximizer Cash Back

    5.29%
    3.50%*
    80%
    2 Yr Fixed Wealth Maximizer Cash Back

    5.89%
    3.72%*
    80%
    3 Yr Fixed Wealth Maximizer Cash Back

    6.39%
    3.99%*
    80%
    4 Yr Fixed Wealth Maximizer Cash Back

    6.49%
    4.22%*
    80%
    5 Yr Fixed Wealth Maximizer Cash Back

    6.59%
    4.45%*
    80%
    Loan ProductRate p.a.
    Comp* p.a.
    Max
    LVR
    Instant
    Online
    Approval
    90% LVR
    Available^
    Offset
    Account
    Extra
    Repayments
    & Redraw
    Interest
    Only
    Construction
    Available
    Rate Cutter Cash Back
    3.39%
    3.47%*
    60%
    Rate Lovers Cash Back

    3.59%
    3.67%*
    90%
    1 Yr Fixed Home Owners Dream Cash Back

    4.99%
    3.11%*
    80%
    2 Yr Fixed Home Owners Dream Cash Back

    5.69%
    3.36%*
    80%
    3 Yr Fixed Home Owners Dream Cash Back

    6.09%
    3.62%*
    80%
    4 Yr Fixed Home Owners Dream Cash Back

    6.29%
    3.88%*
    80%
    5 Yr Fixed Home Owners Dream Cash Back

    6.29%
    4.09%*
    80%
    Calculators

    CRUNCH THE NUMBERS

    Handy home loan calculators

    CALCULATORS
    Take off with the Reduce Process

    THE REDUCE PROCESS

    Launch your loan journey

    Our process
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    MORE ABOUT OUR LOANS

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