Fixed Rate Loans

for live-in and investment

Choose between

1, 2 or 3 years

Apply Now
Leave your details and one of our Personal Finance Managers will contact you within one business day.

Your preferred contact time^




Secure your repayments with a fixed rate home loan

Budget better with a fixed rate.

Having a fixed rate home loan means your interest rate remains the same over the fixed period. Fixed rate options help borrowers get their finances on track with certainty in repayments.

Available for both Owner Occupiers and Investors. Drop us a line at 1300 REDUCE (733 823) and apply today.

Investment loan - Reduce Home Loans

Fixed Rate Owner Occupier Loans

1, 2 or 3 years fixed rate – the choice is yours!

Home Owners Dream Fixed Rate Home Loans.

Pick your fixed term and we’ll do the rest.

1, 2 and 3 year fixed rates at

2.19%p.a.

Comparison rate up to

2.62%*p.a.
Fixed rate loan features:
  • 100% Offset available
  • Loan splits available
  • Available for construction
  • Loans up to $3.5M

1 Year Fixed

2.19%p.a.

Fixed 1 year

2.62%*(18)p.a.

Comparison Rate

Apply for 1 year fixed

2 Years Fixed

2.19%p.a.

Fixed 2 years

2.58%*(8)p.a.

Comparison Rate

Apply for 2 years fixed

3 Years Fixed

2.19%p.a.

Fixed 3 years

2.54%*(9)p.a.

Comparison Rate

Apply for 3 years fixed

Fix your Investment loan for 1, 2 or 3 years

1, 2 or 3 year fixed Wealth Maximizer

Manage your invesment loans on fixed terms.

You choose between 1, 2 or 3 years!

1, 2 and 3 year fixed rates at

2.49%p.a.

Comparison rate up to

3.01%*p.a.
Fixed rate loan features:
  • 100% Offset available
  • Interest Only available
  • Available for construction
  • Loans up to $3.5M

1 Year Fixed

2.49%p.a.

Fixed 1 year

3.01%*(19)p.a.

Comparison Rate

Apply for 1 year fixed

2 Years Fixed

2.49%p.a.

Fixed 2 years

2.97%*(10)p.a.

Comparison Rate

Apply for 2 years fixed

3 Years Fixed

2.49%p.a.

Fixed 3 years

2.92%*(11)p.a.

Comparison Rate

Apply for 3 years fixed
Calculators

CRUNCH THE NUMBERS

Handy home loan calculators

CALCULATORS
Take off with the Reduce Process

THE REDUCE PROCESS

Launch your loan journey

Our process
Lending FAQ

MORE ABOUT OUR LOANS

See our FAQ for easy answers

lending faq