Fixed Rate Loans
for live-in and investment
Choose between
1 to 5 years fixed rate
Secure your repayments with a fixed rate home loan
Budget better with a fixed rate.
Having a fixed rate home loan means your interest rate remains the same over the fixed period. Fixed rate options help borrowers get their finances on track with certainty in repayments.
Available for both Owner Occupiers and Investors. Drop us a line at 1300 REDUCE (733 823) and apply today.
Cash Back now available
Loans over $250,000 are eligible for $2,000 up to $10,000 cash back!
Cash Back T's and C's| Loan Amount | Cash Bonus |
| $250,000 - $499,999.99 | $2,000 |
| $500,000 - $749,999.99 | $3,000 |
| $750,000 - $1,999,999.99 | $5,000 |
| $2,000,000 + | $10,000 |
Fixed Rate Owner Occupier Loans
1 to 5 years fixed rate – the choice is yours!
Home Owners Dream Fixed Rate Home Loans.
Pick your fixed term and we’ll do the rest.
1 to 5 year fixed rates from
6.49%p.a.
Comparison rates from
6.32%*p.a.
Fixed rate loan features:
- 100% Offset available
- Loan splits available
- Available for construction
- Loans up to $3.5M
Fix your Investment loan for 1, 2 or 3 years
1, 2 or 3 year fixed Wealth Maximizer
Manage your invesment loans on fixed terms.
You choose between 1, 2 or 3 years!
1, 2 and 3 year fixed rates from
6.69%p.a.
Comparison rate up to
6.61%*p.a.
Fixed rate loan features:
- 100% Offset available
- Interest Only available
- Available for construction
- Loans up to $3.5M
WHY CHOOSE REDUCE?
CRUNCH THE NUMBERS
Handy home loan calculators
THE REDUCE PROCESS
Launch your loan journey
MORE ABOUT OUR LOANS
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