Fixed Rate Loans

for live-in and investment

Choose between

1, 2 or 3 years

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    Secure your repayments with a fixed rate home loan

    Budget better with a fixed rate.

    Having a fixed rate home loan means your interest rate remains the same over the fixed period. Fixed rate options help borrowers get their finances on track with certainty in repayments.

    Available for both Owner Occupiers and Investors. Drop us a line at 1300 REDUCE (733 823) and apply today.

    Investment loan - Reduce Home Loans

    Fixed Rate Owner Occupier Loans

    1, 2 or 3 years fixed rate – the choice is yours!

    Home Owners Dream Fixed Rate Home Loans.

    Pick your fixed term and we’ll do the rest.

    1, 2 and 3 year fixed rates from

    1.94%p.a.

    Comparison rate up to

    2.71%*p.a.
    Fixed rate loan features:
    • 100% Offset available
    • Loan splits available
    • Available for construction
    • Loans up to $3.5M

    1 Year Fixed

    1.94%p.a.

    Fixed 1 year

    2.71%*p.a.

    Comparison Rate

    Apply for 1 year fixed

    2 Years Fixed

    1.94%p.a.

    Fixed 2 years

    2.65%*p.a.

    Comparison Rate

    Apply for 2 years fixed

    3 Years Fixed

    1.99%p.a.

    Fixed 3 years

    2.61%*p.a.

    Comparison Rate

    Apply for 3 years fixed

    Fix your Investment loan for 1, 2 or 3 years

    1, 2 or 3 year fixed Wealth Maximizer

    Manage your invesment loans on fixed terms.

    You choose between 1, 2 or 3 years!

    1, 2 and 3 year fixed rates at

    2.37%p.a.

    Comparison rate up to

    3.09%*p.a.
    Fixed rate loan features:
    • 100% Offset available
    • Interest Only available
    • Available for construction
    • Loans up to $3.5M

    1 Year Fixed

    2.37%p.a.

    Fixed 1 year

    3.09%*p.a.

    Comparison Rate

    Apply for 1 year fixed

    2 Years Fixed

    2.37%p.a.

    Fixed 2 years

    3.06%*p.a.

    Comparison Rate

    Apply for 2 years fixed

    3 Years Fixed

    2.37%p.a.

    Fixed 3 years

    2.99%*p.a.

    Comparison Rate

    Apply for 3 years fixed
    Calculators

    CRUNCH THE NUMBERS

    Handy home loan calculators

    CALCULATORS
    Take off with the Reduce Process

    THE REDUCE PROCESS

    Launch your loan journey

    Our process
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    MORE ABOUT OUR LOANS

    See our FAQ for easy answers

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