Are you up for the challenge?

We know a lot of companies talk the talk but can they walk the walk with Australia’s cheapest home loans? We’re putting our money where our mouth is and unleashing The Great Australian Home Loan Challenge. If you can find a lower Owner Occupied or Investment Variable Comparison Rate and if we can’t beat it, we’ll give you $10,000! Are you up for the challenge?

Fast Track Your Application

It’s easy to apply for an home loan with Reduce Home Loans. This first stage should take less than 2 minutes.Get started now and see if you qualify for a home loan

Income & financial commitments

Please provide us with details of your current financial position


Borrower 1

Borrower 2

Combined Expenses

Send me my pre-qualify outcome

Here at Reduce Home Loans, We believe each loan can be as individual as the person borrowing. We dedicate ourselves to understanding your requirements, and select solutions that continually benefit you now and in the future. Please fill out your details below and a Home Loan Specialist will contact you by phone within 1 business day to finalise the next stages of your application and answer any other questions you may have.

Click here for Terms and Conditions