Tag Archives: RBA

When should you refinance your home loan?

Last week, markets tipped that the next Reserve Bank of Australia (RBA) cash rate increase could come as early as February 2022. But with a generation of home buyers having never experienced a rate hike, many may be wondering if now is the right time to refinance their mortgage. With the key three-year bond rate […]

Reduce Home Loans follows RBA’s 4th Cash Rate cut in 9 months


Reduce Home Loans drops rates to historic lows following the RBA rate cut announcement  Australia’s Cheapest Home Loan provider reduces its Home Loan rates by the full RBA Cash Rate reduction and slashes rates to 2.44%p.a. (2.47%p.a.*(1) comparison).   Today’s RBA announcement saw the first Cash Rate drop for 2020 of 0.25%. The Cash Rate […]

February 2020 | RBA Decides to Hold Interest Rates

RBA holds 0.75%

RBA Governor Phillip Lowe announces a hold to the official Cash Rate at 0.75% Today’s RBA meeting marks the first of 2020: The official Cash Rate will be held at 0.75%. However, many experts are tipping the rate to drop within the next few months following the ongoing national and global pressures.  In a statement, […]

Signs it’s time to refinance

Signs it's time to refinance

When was the last time you reassessed your mortgage? Guest Author: Graham Cooke, property expert at Finder  The home loan market is incredibly competitive. Scores of lenders are vying for customer attention with offers of low interest rates and flexible features. As a borrower, this puts you in an ideal position. If you’re not getting […]

June 2019 Rate Cut Frenzy

Battle of the lenders Reduce Home Loans continues to lead the pack with its newly released home following the June RBA Rate Drop, according to comparison site Rate City. Reduce’s Owner Occupier Low Rider Variable Loan sits 0.05% lower than other non-bank lenders in the market, at 3.09% p.a (3.12%*(1) p.a. comparison) with an 80% […]

We’ve Slashed Interest Rates Following Today’s RBA Announcement

RBA slashed interest rates

Reduce is offering the full 0.25% drop after RBA slashed interest rates The RBA slashed interest rates announcing a 0.25% interest rate cut to the cash rate today to an all-time low, and Reduce is following the decision with the maximum 0.25% rate cut, providing its customers with rates as low as 3.19% Variable. We […]

How relevant is the Cash Rate, anyway?

Does the cash rate affect mortgage rates as much as we think?

On Tuesday (05 March) the Reserve Bank of Australia (RBA) held its monthly monetary policy meeting. The RBA elected to hold the official cash rate at a record low of 1.5% for the 36th consecutive month. The last cash rate change was in RBA’s August 2016 monetary policy meeting; a cut of 25 Base Points […]

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