Tag Archives: Loan Features

How Much Money Can You Actually Save With A Mortgage Refinance?

Switching your home loan can cost you hundreds, if not thousands in fees and costs. However, the overall savings earned from a lower-rate or lower-fee home loan, or a new mortgage with additional perks and features, could cover these costs tenfold over the life of your loan. If you’re considering refinancing your home loan, but […]

No sneaky surprises: Here’s what you need to know about home loan refinance rates

The interest rate you may be offered as a new home loan customer could be significantly different from one you’re offered as a refinancer. After several years of paying off your existing loan, it’s likely you may be in a more advantageous financial position to nab a more competitive rate and home loan product. However, […]

How to know what the best investment home loans are for your situation

Whether you’re on the hunt for your first or fifth investment property, it can feel challenging knowing which home loan is the right fit for your investment goals. Luckily, there are key factors you can compare that will put you on the right path to your best investment home loan.   It’s important to remember […]

7 questions to ask when choosing a home loan

Whether you’re a first home buyer, long-term property investor or just looking to refinance, there’s a lot to think about when choosing a home loan. Most borrowers want to keep repayments low, and many also search for helpful features to aid them in paying down their debt. But did you know the size of your […]

Should you split your home loan rate?

When you begin your home loan journey, you’ll eventually find yourself at a crossroads: should I choose a variable rate home loan or a fixed rate home loan? If you’re stuck and uncertain of which path to take, you could always choose a third option: a split rate home loan. And in the current times […]

What is a Loan Split?

What is a loan split

Lenders can offer many features to go with home loans. We often hear of the terms like “offset account” or “redraw”, but there is another great feature you can take advantage of when organising your finances: Loan Splits. What is a loan split? A mortgage with a loan split facility is essentially one mortgage divided […]

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