If you’re on the hunt for your first home loan, or you’re considering refinancing in 2022, you may be looking to add helpful features to your mortgage. There are several home loan features popular amongst Australian homeowners, including the ability to make extra repayments, a redraw facility or an offset account. But when it comes […]
Tag Archives: investment property
Taking out your first home loan can be one of the most challenging, yet exciting times of your life. However, when you’re self-employed the process can feel like you’re running a separate race to everyone else with even greater obstacles. Reduce Home Loans may be able to assist Aussie business owners in gaining mortgage approval […]
With home loan rates at record lows, cashback deals are a type of incentive that lenders are offering to sweeten the pot for new customers. Cashback offers are when a lender offers you perks – typically cash – upon your home loan approval. A cashback offer may range between $1000 – $4000, and may come […]
Expecting a decent tax refund this new financial year? Hold off on cashing it in for a short-term reward, as you may want to consider putting it into your mortgage instead. According to the AFR, last year the Australian Taxation Office (ATO) received returns from 13 million taxpayers reporting income of about $827 billion. And […]
If you’re a first time buyer intimidated by the current property market, you may be tossing up between living in your first property or renting it out as an investor. The latest Australian Bureau of Statistics Lending Indicators show that living in a property as an owner-occupier is still the most popular option for new […]
Looking to buy an investment property, or expand your current portfolio? Understandably, the market has seen quite a few ups and downs in the last twelve months. From record-low interest rates to a COVID-19 disruption, it can be a little unclear which direction to take. We’ll guide you through a number of trends investors have […]
Australia is currently facing its first recession in decades off the back of the Coronavirus pandemic, which makes the prospect of buying an investment property feel more uncertain than before. Many Australian investors may be wondering if the best time to buy is now or if they should hold out? However, there are a few […]
If you own a property, the difference in the amount you own on that property and its market value is known as equity. When people mention equity, you may be asking some questions like how does equity work in property? The main benefit is your ability to access this equity to secure further finance for […]
Many Australians dream of designing and building their own home with all the bells and whistles that would suit their personality and lifestyle. But building a house is no simple task. With multiple parties involved including builders, contractors, lenders and solicitors, the whole lending process can get very confusing. Construction loans are designed for borrowers […]
Choose the Right Investment Property Your Loan Hub has provided a few tips to help you decide on buying your first residential investment. These tips could help you avoid future problems and headaches. Know Your Goal Know the purpose of your investment. Is it for your retirement? An income generator? Or for building equity to […]
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