Right now in Australia, there are two things we are sure of: home loan interest rates have never been lower, and times have never been more uncertain. This means many Australians may be wondering if they should ride out the low interest rate wave with a variable home loan rate, or seek out more stability […]
Tag Archives: home loans
When you begin your home loan journey, you’ll eventually find yourself at a crossroads: should I choose a variable rate home loan or a fixed rate home loan? If you’re stuck and uncertain of which path to take, you could always choose a third option: a split rate home loan. And in the current times […]
Whether you’re a first home buyer or a refinancer, choosing a mortgage with features can help you to unlock your home loan’s potential. Oftentimes, first home buyers can find themselves gravitating towards “no-frills” home loan options. This helps to keep repayment costs down in those early years of having a mortgage. Home loans with greater […]
Reduce Home Loans has smashed the home loan market again with a record low rate never seen in the history of Australian mortgage rates. Channel 10 News has revealed the newest owner occupied loan product to hit the market: a staggering 1.89%p.a. variable. (1.98%*p.a. comparison rate). The Rate Cutter Variable Home Loan is now available […]
As home loan interest rates continue to fall, Reduce Home Loans has hit the ground running with a record low interest rate of 1.90%p.a. (2.42%*p.a. comparison). The Rate Crusher 1 Year Intro Variable^ is available for new Reduce Home Loans customers for loans up to $850,000. The loan requires a minimum deposit of just 20%, […]
With Australia facing so much uncertainty at the moment, you may be considering refinancing your home, but might not be sure if now is the right time. Mortgage refinancing is certainly a hot-ticket option right now for homeowners. In fact, the latest data from the Australian Bureau of Statistics (ABS) shows that $8.9 billion […]
Most mortgage terms run for a maximum of 30 years. While convenient to stick with standard repayments over the full term, there are some easy things you can do to pay your loan off quicker and be mortgage-free. Here are 5 tips any home owner can use to shave years off their mortgage. 1. Shop […]
This year Mozo compared 436 home loans across 85 bank and non-bank lenders to recognise the best value loans in the market for 2019. The awards were announced on March 21. Reduce Home Loans came out amongst the top, awarded Experts Choice Award across 5 Owner Occupied categories: Find out more about how Mozo […]
Reduce Home Loans kicks off the home loan war Canstar.com.au Justine Davies August 5, 2016 The Reserve Bank has dropped the official cash rate to just 1.50% and mortgage-holders are set to benefit In the wake of the Reserve Bank’s decision to cut the official cash rate to an historic low of just 1.50% a number […]