Tag Archives: fixed rate

How Often Should I Refinance My Home Loan?

Reduce Home Loans- Refinancing my home loan

Refinancing a home loan can be a smart financial move. It can save money, lower monthly payments, and help achieve other financial goals. However, it is important to know how often to refinance. Refinancing too often might not be beneficial. Let’s explore this topic in detail.   Understanding Home Loan Refinancing Firstly, it is important […]

Home Loan Myths Debunked: Fact or Fiction

Reduce Home Loans- Home Loan Myths Debunked: Fact or Fiction

Purchasing a home is a significant life event. For most Australians, it’s only possible with the help of a home loan. However, this process can be overwhelming and confusing, especially when there are so many home loan myths. In this article, we aim to clarify these misconceptions and provide accurate information, separating fact from fiction. […]

Exploring The Pros and Cons of Fixed Home Loan Rates: What You Need to Know in Today’s Market

In the current market, homebuyers are carefully weighing their home loan options as interest rates have seen a steady increase over the last 12 months. Among these options, borrowers are faced with choosing between fixed and variable home loan rates. While each type of loan has its own set of advantages and disadvantages, fixed home […]

The Current State Of Interest Rates And Its Impact On Home Buying

Current State Of Interest Rates

Inflation has been a significant concern for many economies around the world recently, and its effects are becoming increasingly evident. One of the most significant consequences of rising inflation is the impact it has on interest rates. As inflation rises, interest rates tend to increase as well, making it more challenging to borrow money to […]

Is a fixed rate or variable rate home loan better?

One of the hardest decisions an Australian home buyer has to make isn’t just which property to bid on, or which area to buy in, but the choice between a variable interest rate home loan and a fixed interest rate home loan. The amount of interest charged on your mortgage is one of the most […]

To Fix Or Not To Fix? What To Know About Fixed Home Loans In 2022

Home loan interest rates are on the rise again. Homeowners and first home buyers may be wondering if now is the right time to fix their interest rate, or if a variable rate loan may be a better fit in 2022? Whether your fixed rate period is coming to an end and you’re unsure whether […]

The Benefits of Splitting your Home Loan Between Variable and Fixed

The Benefits of Splitting your Home Loan Between Variable and Fixed

With growing talk of interest rate hikes coming sooner rather than later, homeowners may be wondering what options they have to protect their household budget. One option worth exploring may be to consider a split rate home loan. Multiple economists and experts have tipped a cash rate hike to come as early as 2022. One […]

Cheapest home loans on offer in July 2021

Reduce Home Loans- Cheapest Home Loans Australia

With the ongoing surge in property prices, finding the most cheapest home loan rates has become paramount for prospective homeowners. The recent RBA monthly meeting, attention has turned to identifying the most competitive interest rates available in the market. While property prices continue to increase, Reduce Home Loans continues to offer one of the lowest […]

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