Prime SMSF

Prime rates from

4.19% p.a. Variable

4.72% p.a.* Comparison

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    Our lowest Self-Managed Super Fund loan rates

    Our no-frills SMSF Prime options offer low interest rates with flexible repayment options.

    Read on for more specifications of our SMSF Prime program including liquidity and minimum net asset requirements:

    LVRVariable Interest RateComparison Rate
    60% Metro4.19% p.a.4.72%* p.a.
    65% Metro4.29% p.a.4.81%* p.a.
    70% Metro4.39% p.a.4.91%* p.a.
    75% Metro4.49% p.a.5.01%* p.a.
    80% Metro4.59% p.a.5.11%* p.a.
    65% Regional5.19% p.a.5.69%* p.a.

     

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    LVRVariable Interest RateComparison Rate
    60% Metro4.19% p.a.4.72%* p.a.
    65% Metro4.29% p.a.4.81%* p.a.
    70% Metro4.39% p.a.4.91%* p.a.
    75% Metro4.49% p.a.5.01%* p.a.
    80% Metro4.59% p.a.6.01%* p.a.
    65% Regional5.19% p.a.5.49%* p.a.
    SMSF loans - Reduce Home Loans

    Other requirements by LVR:

    LVRLiquidity requirementMinimum net asset requirementRisk fee
    60% MetroN/AN/AN/A
    65% MetroN/AN/AN/A
    70% MetroN/AN/AN/A
    80% Metro7.5% of loan amount$120,0000.5% of loan amount
    65% Regional7.5% of loan amount$120,0000.5% of loan amount

    General specifications

    THE BASICS
    PurposePurchase
    EligibilityCorporate Trustee
    Minimum Amount1500000
    1500000-200000 add 0.40%
    $2,000,00 - $3,000,00 add 0.80%
    Maximum Amount$1,250,000
    LVRMetro and Non-Metro postcodes 80%
    Regional and Unclassified postcodes 65%
    Inner-City and High Density postcodes 75%
    Loan TermUp to 30 years
    Rate OptionsVariable
    FEATURES
    Offset
    Express Refinance - included
    Multiple AccountsLoan splits available
    Redraw FacilityNo
    Account AccessInternet
    Phone
    StatementsHalf yearly
    REPAYMENTS
    TypePrincipal & Interest
    Interest Only up to 3 years (Add 0.30%)
    FrequencyWeekly, Fortnightly & Monthly
    (Weekly & Fortnightly not available for Interest Only repayments)
    Repayment MethodDirect Debit
    Additional RepaymentsUnlimited
    FEES
    Application Fee$570
    Establishment Fee$0
    Valuation FeeAt cost
    Estimated $250
    Legal Fees$770 - Plus disbursements, government charges & PEXA fee
    Settlement Fee$0
    Other Fees$0
    Monthly Fee$0
    Annual Fee$395

    More on Self-Managed Super Funds

    Compare SMSF Rates

    Take control of your future with a Self-Managed Super Fund.

    We’ve got plenty of tips and tools available for you to understand how an SMSF property loan works and how it could benefit your future.

    Call 1300 733 823 and have a chat to one of our Personal Finance Managers who will be able to find an SMSF Solution tailored to you.

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