SMSF Capitalizer
Capitalizer Refinance rates from
6.99% p.a. Variable*
7.06% p.a.* Comparison
Feature-packed Self-Managed Super Fund loans
Capitalizer SMSF offers limited time offer of waived fee* and flexibility in your SMSF loan with added features, including a 100% offset account and flexible repayment options.
Our Capitalizer SMSF comes with up to 80% LVR*. Looking to refinance your SMSF give our team a call on 1300 733 823.
Express Refi
| Variable Interest Rate | Loan Amount | LVR | Comparison Rate |
|---|---|---|---|
| 6.99% p.a. | 1.5M | 70% | 7.06%* p.a. |
| 7.19% p.a. | 1.25M | 80% | 7.26% p.a. |
| 7.19% p.a. | 1.25M | 60%R | 7.26%* p.a. |
| Interest Only | Loan Amount | LVR | |
| Add 0.30% | 1.5M | 80% |
General specifications
| THE BASICS | |
| Purpose | Refinance |
| Eligibility | Corporate Trustee |
| Minimum Amount | $150,000 |
| Loan Term | Up to 30 years |
| Rate Options | Variable Fixed available: Speak to your Reduce Personal Finance Manager. No offset on fixed option |
| FEATURES | |
| Multiple Accounts | 100% offset available -Included Loan splits available |
| Redraw Facility | Yes From offset; if offset selected |
| Account Access | Internet Phone |
| Statements | Half yearly |
| REPAYMENTS | |
| Type | Principal & Interest |
| Interest Only Availble | Add 0.30% for Loan Amounts $1.5M Max 80% LVR |
| Frequency | Weekly, Fortnightly & Monthly (Weekly & Fortnightly not available for Interest Only repayments) |
| Repayment Method | Direct Debit |
| Additional Repayments | Unlimited |
| FEES | |
| Application Fee | $0 |
| Establishment Fee | $0 |
| Valuation Fee | Waived up to $300 |
| Legal Fees | $0 Legal professional fee. Disbursements are unascertainable, Government, Solicitor Review of Trust & PEXA fee which are estimated between $500-$700 |
| Settlement Fee | $0 |
| Other Fees | $0 |
| Monthly Fee | $0 |
| Annual Fee | $0 |
*The 100% Offset facility is a feature provided by the lender for the primary benefit of reducing interest charges. The offset facility (which is a sub-account) is limited to one per linked loan. The offset facility can be used as the debit account for the linked loan and to allow payments to be made from the offset facility to your nominated SMSF cash management account only. The offset cannot be used as a full transactional account (it is not a bank account) and features such as third party payments and BPAY are not available. The offset feature has purposefully limited functionality to assist with SMSF compliance. We always recommend that you obtain appropriate advice before using the mortgage loan offset facility so as to ensure you are compliant with the laws that regulate the SMSF loan.
More on Self-Managed Super Funds
Take control of your future with a Self-Managed Super Fund.
We’ve got plenty of tips and tools available for you to understand how an SMSF property loan works and how it could benefit your future.
Call 1300 733 823 and have a chat to one of our Personal Finance Managers who will be able to find an SMSF Solution tailored to you.
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