Rate Slasher no fee variable home loan

Rate Slasher 100% Offset Variable Home Loan

Slash your home loan rate and add a free 100% offset account. Rate based on 70% LVR.

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3.44% p.a. Variable
3.44% p.a.* Comparison Rate
Available for new customers only


Owner Occupied


Personal,Company, Unit and Discretionary Trust

Loan Amount


Rate Based on

70% LVR for Purchases Owner Occupied
70% LVR for Refinance Owner Occupied


Up to 30 years

Rate Options


Multiple Accounts

Free 100% Offset with Debit Card

Loan splits available


Half Yearly

Redraw Facility

Yes! no minimum via internet

Account Access

Internet & Phone transfer access to nominated account


Principal & Interest


Fortnightly or Monthly


Direct Debit Repayment drawn from a nominated account
Salary Credit Wages directly credited into account

Additional Repayments

Extra repayments may be made at any time without penalty
Deposit Book available

Application Fee


Establishment Fee


Third Party Valuation Fee

Covers up to $330

^Loans under $250,000 incur a valuation fee at cost (estimate $250), covering up to $330.

Third Party Legal Fees

$0 covers up to $275 plus disbursements, government charges & PEXA fee

^Loans under $250,000 incur fees at cost (estimate $275) plus disbursements, government charges & PEXA fee

Annual Fee


Monthly Fee


Settlement Fee


^Loans under $250,000 incur a $150 fee

Reduce Home Loans is a multi-award winning Australian owned and operated home loan provider. Since 2010, we have been passionate about helping our customers find not only the lowest Interest rates, but loans with all the bells and whistles we know they want and need. Our home loan range has been awarded the following:

Personal Service.

We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process. Nobody fights harder for the best deal and lowest rates than Reduce, and this absolute commitment is evident in our jaw-dropping suite of solutions. Our rates are not only incredibly low, we can provide loans for investment, residential property, construction or consolidation of debt. Even if you don’t fit the Banks prescriptive profile, we are still committed to helping you achieve your goals.

Canstar 2018 Investment Variable Home Lender
Canstar 2018 Variable Home Lender - 5 Star