Variable Rate Home Loan

 

Rate Buster Escape Variable Home Loan

Cash Back

#$1,000 for loans over $200,000

Rate

3.54% p.a. Variable
3.54% p.a.* Comparison Rate

Purpose

Owner Occupied

Eligibility

Personal,Company, Unit and Discretionary Trust

Loan Amount

$50,000-$2,000,000

Rate Based on

80% LVR for Purchases Owner Occupied
80% LVR for Refinance Owner Occupied

Term

Up to 30 years

Rate Options

Variable

Multiple Accounts

For loans up to $749,999: Free 100% Offset with Debit Card

For loans over $750,000: 100% Offset with Debit Card for $10 per month

Loan splits available

Statements

Half Yearly

Redraw Facility

Yes! no minimum via internet

Account Access

Internet & Phone transfer access to nominated account

Type

Principal & Interest

Frequency

Weekly, Fortnightly or Monthly

Methods

Direct Debit Repayment drawn from a nominated account
Salary Credit Wages directly credited into account

Additional Repayments

Extra repayments may be made at any time without penalty
Deposit Book available

Discount

You may be eligible for a discount after 5 years of good payment conduct, Speak to your credit representative for more information.

Application Fee

$440

Establishment Fee

$0

Valuation

$250
Covers up to $330

Legal Fees

$220 Plus disbursements & Government charges

Funders Processing Fee

$0 for loans under $749,999

$150 for loans over $750,000

Annual Fee

$0

Monthly Fee

$0

Settlement Fee

$150 for loans under $749,999

$0 for loans over $750,000

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Reduce Home Loans is a multi-award winning Australian owned and operated home loan provider. Since 2010, we have been passionate about helping our customers find not only the lowest Interest rates, but loans with all the bells and whistles we know they want and need. Our home loan range has been awarded the following:

Personal Service.

We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process. Nobody fights harder for the best deal and lowest rates than Reduce, and this absolute commitment is evident in our jaw-dropping suite of solutions. Our rates are not only incredibly low, we can provide loans for investment, residential property, construction or consolidation of debt. Even if you don’t fit the Banks prescriptive profile, we are still committed to helping you achieve your goals.



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