Get your home loan pre-approval

Buy with confidence

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Pre-approvals for purchases

Get your finance pre-approved for your next purchase with Reduce Home Loans. 

Pre-approvals are suited to borrowers who haven’t found a property yet, or for those buying properties under the hammer at auction.

Apply for a pre-approval today

You’ll be ready to snap up your dream house to live in or as an investment. Why hesitate?

  • $150 pre-approval fee applies

With a Reduce Home Loans pre-approval, you can apply for any of our hot rate home loans once you find your perfect place.

Apply Now
Leave your details and one of our Personal Finance Managers will contact you within one business day.

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CHECK OUT OUR HOME LOANS SUITED FOR

First home buyers

Get your foot in the door with our super low variable rates, starting at 2.89% Variable, 2.90%*(1) Comparison

Buying your next home

Keen to keep the ball rolling? Let us help you get a low rate loan for your next home

Refinancing your loan

Simply looking for a better rate? We’re not called Reduce for nothing!

Investment home loans

We offer fixed and variable rates for investment home loans – we’ve got your back

Construction lending

Renovating or building a new home? Most of our loans are perfect for you

Self Managed Super Fund

Take charge of your future with our low rate, full-featured SMSF options

ENQUIRE TODAY >

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CALCULATORS
Take off with the Reduce Process
THE REDUCE PROCESS

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Lending FAQ
MORE ABOUT OUR LOANS

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