Get your home loan pre-approval

Buy with confidence

Apply Now

    Leave your details and one of our Personal Finance Managers will contact you within one business day.

    Your preferred contact time^




    Pre-approvals for purchases

    Get your finance pre-approved for your next purchase with Reduce Home Loans. 

    Pre-approvals are suited to borrowers who haven’t found a property yet, or for those buying properties under the hammer at auction.

    Apply for a pre-approval today

    You’ll be ready to snap up your dream house to live in or as an investment. Why hesitate?

    • $150 pre-approval fee applies

    With a Reduce Home Loans pre-approval, you can apply for any of our hot rate home loans once you find your perfect place.

    Apply Now

      Leave your details and one of our Personal Finance Managers will contact you within one business day.

      Your preferred contact time^




      CHECK OUT OUR HOME LOANS SUITED FOR

      First home buyers

      Get your foot in the door with our super low variable rates, starting at 2.39% Variable, 2.40%*(1)Comparison

      Buying your next home

      Keen to keep the ball rolling? Let us help you get a low rate loan for your next home

      Refinancing your loan

      Simply looking for a better rate? We’re not called Reduce for nothing!

      Investment home loans

      We offer fixed and variable rates for investment home loans – we’ve got your back

      Construction lending

      Renovating or building a new home? Most of our loans are perfect for you

      ENQUIRE TODAY >

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        Leave your details and one of our Personal Finance Managers will contact you within one business day.

        Your preferred contact time^




        Calculators
        CRUNCH THE NUMBERS

        Handy home loan calculators

        CALCULATORS
        Take off with the Reduce Process
        THE REDUCE PROCESS

        Launch your loan journey

        Our process
        Lending FAQ
        MORE ABOUT OUR LOANS

        See our FAQ for easy answers

        lending faq