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Disclaimer: Average Annual Percentage Rate Comparison rates are based on a $150,000 loan for 25 years. This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the total cost of the loan. Government charges may apply. Interest rates shown on this page are current as at 1st October 2026 and are subject to change. Rates, fees, and funder policies quoted are indicative only and may change at any time without notice. ^Saving calculations are based on client data obtained at the time of application. Calculations factor in differences in monthly repayments based on loan amount, term, and interest rate. Interest rates displayed apply to prime loans under 80% LVR. Funder loadings may apply to certain postcodes, high-density locations, or for other risk factors. Please consult your Personal Finance Manager for more details.
  • Home
  • Home Loans
    • Reduce Compare
    • Compare Our Home Loans
    • Cash Back Home Loans
    • Refinance My Home Loan
    • Investment Loans
    • Self-Managed Super Fund Loans
    • First Home Buyers
    • Buying My Next Home
    • Construction Loans
    • Home Loan Pre-Approvals
  • Business Finance
    • Business Finance
    • Equipment Finance
  • Calculators
    • Mortgage Repayment Calculator
    • Mortgage Extra Repayment Calculator
    • How Much Can I Borrow?
    • Offset Calculator
    • P&I / Interest Only Calculator
    • Stamp Duty Calculator
    • Budget Calculator
    • Savings Goal Calculator
    • Compound Interest Calculator
    • Income Tax Calculator
    • Borrowing Power
  • About Reduce
    • Why Choose Reduce
    • Funders We Work With
    • The Reduce Process
    • Our Awards
    • Reviews
    • Lending FAQ
    • Mortgage Glossary
    • Reduce in the Community
  • Blog
    • In The Media
    • Help Guides
    • Charity Fundraising
  • Contact Us
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