Low Mortgage Offers for 3 Years

Low Mortgage offers
Low Mortgage offers

More Choices for Low Mortgage Rates

Research Director of RateCity Sally Tindall claims “fixing is a strong option for borrowers in 2019”. The immediate future of home loans and mortgages is volatile with the pending Royal Commission report due in February. While fixing may look appealing to many borrowers, Sally Tindall quoted many low cost, smaller lenders are offering incredibly competitive variable rates to counteract this.

Competitive Variable Rate

Reduce Home Loans continues to offer the most competitive variable rate on the market, with the Rate Slasher 3.44% Owner Occupied variable and comparison rate. Features include; Free 100% Offset account, $0 upfront or ongoing fees^ and flexible repayment schemes.

With these low mortgage offers, buyers and seekers will have more options to choose from. These offers are for owner* occupiers with a maximum loan-to-value ratio of 80 percent. Please see table below for the big four’s offers:

Lender Advertised Rate Comparison Rate
Westpack 3.89% 4.92%
Commonwealth Bank 3.89% 5.01%
NAB 3.99% 4.86%
ANZ 3.99% 5.02%

Owner-occupiers with a maximum LVR of 80 per cent can possibly get much lower interest rates from different lenders. Check out Reduce Home Loans other products below:

Fixed Loans Fixed Rate Comparison Rate
Home Owners Dream 1 Year Fixed Rate 3.59% 4.10%
Home Owners Dream 2 Year Fixed Rate 3.69% 4.08%
Home Owners Dream 3 Year Fixed Rate 3.79% 4.08%
Review low mortgage offers

Before applying for a home loan be sure to check you are legible for applying for a loan, check your borrowing power now. With these different low mortgage offers and choices above, choose what is right for your budget and always study your choices before signing a deal.