Capitalizer SMSF

Capitalizer rates from

3.59% p.a. Variable

3.68% p.a.* Comparison

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    Feature-packed Self-Managed Super Fund loans

    Capitalizer SMSF offers choice and flexibility in your SMSF loan with added features, including a 100% offset account and flexible repayment options.

    Refinance options are also available on our Capitalizer SMSF up to 70% LVR. Give our team a call on 1300 733 823 to discuss our Capitalizer Express refinance options on.

    LVRVariable Interest RateComparison Rate
    60% Metro4.09% p.a.4.18%* p.a.
    65% Metro4.19% p.a.4.28%* p.a.
    70% Metro4.29% p.a.4.38%* p.a.
    75% Metro4.39% p.a.4.48%* p.a.
    80% Metro4.49% p.a.4.58%* p.a.
    60% Regional5.29% p.a.5.37%* p.a.
    SMSF loans - Reduce Home Loans

    Other requirements by LVR:

    LVRLiquidity requirementMinimum net asset requirementRisk fee
    60% MetroN/AN/AN/A
    65% MetroN/AN/AN/A
    70% MetroN/AN/AN/A
    80% Metro7.5% of loan amount$120,0000.5% of loan amount
    65% Regional7.5% of loan amount$120,0000.5% of loan amount

    General specifications

    THE BASICS
    PurposePurchase
    Refinance
    EligibilityCorporate Trustee
    Minimum Amount$150,000
    Maximum AmountMetro <75% LVR: $1,500,000
    Metro 75% - 80% LVR: $1,250,000
    Regional <=60% LVR: $1,250,000
    Loan TermUp to 30 years
    Rate OptionsVariable
    Fixed available: Speak to your Reduce Personal Finance Manager. No offset on fixed option
    FEATURES
    Multiple Accounts100% offset available - Add 0.20% to rate
    Loan splits available
    Redraw FacilityYes
    From offset; if offset selected
    Account AccessInternet
    Phone
    StatementsHalf yearly
    REPAYMENTS
    TypePrincipal & Interest
    Interest Only up to 5 years (Add 0.30%)
    FrequencyWeekly, Fortnightly & Monthly
    (Weekly & Fortnightly not available for Interest Only repayments)
    Repayment MethodDirect Debit
    Additional RepaymentsUnlimited
    FEES
    Application Fee$0
    Establishment Fee$0
    Valuation FeeAt cost
    Estimated $250
    Legal FeesAt cost, unascertainable fee
    Estimate $790 Disbursement payable
    Settlement Fee$250
    Other Fees$0
    Monthly Fee$0
    Annual Fee$0

    More on Self-Managed Super Funds

    Compare SMSF Rates

    Take control of your future with a Self-Managed Super Fund.

    We’ve got plenty of tips and tools available for you to understand how an SMSF property loan works and how it could benefit your future.

    Call 1300 733 823 and have a chat to one of our Personal Finance Managers who will be able to find an SMSF Solution tailored to you.

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