Investor Rate Buster Variable No Fees


Investor Rate Buster High Lend Variable

Smash your investment home loan rate with a great variable rate and no upfront fees on our Investor Rate Buster.

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3.79% p.a. Variable
3.79% p.a.* Comparison Rate




Personal,Company, Unit and Discretionary Trust

Loan Amount


Rate Based on

80% LVR for Purchases Investment
80% LVR for Refinance Investment


Up to 30 years

Rate Options


Multiple Accounts

100% Offset with Debit Card available for $10 per month

Loan splits available


Half Yearly

Redraw Facility

Yes! no minimum via internet

Account Access

Internet & Phone transfer access to nominated account


Principal & Interest


Weekly, Fortnightly or Monthly


Direct Debit Repayment drawn from a nominated account
Salary Credit Wages directly credited into account

Additional Repayments

Extra repayments may be made at any time without penalty
Deposit Book available

Application Fee



Covers up to $330

^Loans under $250,000 incur a $250 fee, covering up to $330.

Legal Fees

$0 covers up to $220 plus disbursements, government charges and Funder’s contract processing fee

^Loans under $250,000 incur a $220 fee plus disbursements, government charges and Funder’s contract processing fee

Annual Fee


Monthly Fee


Settlement Fee



Reduce Home Loans is a multi-award winning Australian owned and operated home loan provider. Since 2010, we have been passionate about helping our customers find not only the lowest Interest rates, but loans with all the bells and whistles we know they want and need. Our home loan range has been awarded the following:

Personal Service

We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process. Nobody fights harder for the best deal and lowest rates than Reduce, and this absolute commitment is evident in our jaw-dropping suite of solutions. Our rates are not only incredibly low, we can provide loans for investment, residential property, construction or consolidation of debt. Even if you don’t fit the Banks prescriptive profile, we are still committed to helping you achieve your goals.