Investment Loans

Investment rates from

3.09%p.a. Variable

3.17%p.a. Comparison *

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    Make investment loans work for you

    Money doesn’t grow on trees, so you can grow your own money in your investment home loan.

    Establishing an investment property portfolio can be a great way to build your wealth. Reduce Home Loans provides a variety of variable and fixed interest rate loans suited for investment purposes. We even offer Interest Only repayment options!

    Get a head start in investing with our award-winning, full-featured loans. You can always give us a call on 1300 REDUCE (733 823) and speak to an accredited Finance Manager to get advice tailored to you.

    Investment loan - Reduce Home Loans

    Investor Rate Lovers 60 Cash Back

    3.09% p.a. Variable

    3.17% p.a.* Comparison

    • Borrow up to 60% LVR
    • 100% Offset available
    • Cash Back Up to $10K
    Find out more

    Variable Rate Investment Loans

    Investor Rate Slasher 

    3.19%
    p.a. Variable
    3.27%*
    p.a. Comparison
    • Up to $10k Cash Back
    • Optional offset account
    • Unlimited extra repayments
    • Full redraw facility
    • Borrow up to 70% LVR
    More

    Investor Capitalizer

    2.89%
    p.a. Variable
    2.98%*
    p.a. Comparison
    • Borrow up to 90% LVR
    • Full redraw facility
    • Alt Doc available
    • Interest Only available
    • Split loans available
    More

    Lock it in with a fixed rate!

    Celebrate your Investment Rate

    Interest Only options available!

    3 Year Fixed Wealth Maximizer Cash Back

    (Interest Only)

     
    6.49%
    p.a. Fixed 3 Years
    4.09%*
    p.a. Comparison

    • Loans up to $1,000,000
    • 100% Offset account available
    more

    2 Years Fixed Cash Back

    5.89%
    p.a. Fixed 2 years
    3.72%*
    p.a. Comparison
    • Interest Only available
    • Offset account available
    • Loan amount up to $3.5M
    MORE

    3 Years Fixed Cash Back

    6.39%
    p.a. Fixed 3 years
    3.99%*
    p.a. Comparison
    • Principal and Interest loan
    • Offset account available
    • Split loan options available
    MORE

    Investors Guide

    Read more on:

      • Benefits and risks of investing in property
      • Choosing the right property
      • What to look for in an investment loan
      • Should you aim to pay down your mortgage quickly
      • What is negative gearing

    Looking for owner-occupied loans?

    We offer a variety of low rate, variable and fixed loans for live-in properties. Check out our First Home Buyer or Next Home loans.

    Did you know you can construct for investment purposes? Take a look at our Construction Loans.

    Rate Lovers Variable

    • Owner-occupied
    • Offset account available
    • Up to $10,000 cash back
    • $0 ongoing fees

    2.99%

    Variable pa

    3.07%*

    Comparison pa

    Calculators

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    Launch your loan journey

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    MORE ABOUT OUR LOANS

    See our FAQ for easy answers

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