Home loan repayment calculator

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    Leave your details and one of our Personal Finance Managers will contact you within one business day.

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    Compare and estimate basic home loan repayments

    The Reduce Home Loans Mortgage Repayment Calculator is here to help you calculate your estimated repayments on any given interest rate. Fill in your home loan amount, loan term and interest rate, and the calculator will help you decide how much you can borrow based on minimum monthly repayments.

    This mortgage calculator offers 4 input options so you can compare loans based on loan terms and interest rates. Compare Reduce Home Loans’ low rates with any other lender and see how much you could save!

    For more than the minimum loan repayments, check out our Mortgage Extra Repayment Calculator.

    If you have any questions or you’re ready to borrow, give a Reduce Home Loans broker a call.

    Please note: We recommend using the minimum monthly repayments to compare banks instead of fortnightly or weekly repayment calculations as these options cannot be directly compared.

    Need a hand?

    Remember, you can talk directly to one of our accredited Personal Finance Managers on 1300 REDUCE (733 823). They’ll answer any of your questions and you can even apply for a home loan on the spot.

    Want a call back? Fill in a no-obligation enquiry form or speak to our live chat representatives and the next available Personal Finance Manager will call you back.



    Find the Cheapest Home Loan that’s right for you

    No matter what stage of the home loan journey you’re at, we’re here to help you find a great rate across variable, fixed or a mix of both.

    Our home loan range also offer great features and flexibility, so you can apply with confidence.


    Compare rates, features and fees across all our home loans in this easy table.