Home Owners Dream 3 Year Fixed Rate

Rate

3.69% p.a. Fixed Rate
3.69% p.a.* Comparison Rate

Purpose

Owner Occupied

Eligibility

Personal,Company, Unit and Discretionary Trust

Loan Amount

$50,000-$2,000,000

Rate Based on

80% LVR for Purchases Investment
80% LVR for Refinance Investment

Term

Up to 30 years

Rate Options

Fixed 3 years. Reverts to variable

Multiple Accounts

100% Offset with Debit Card for $10 per month

Loan splits available

Statements

Half Yearly

Redraw Facility

Not available on fixed loans

Account Access

Internet & Phone transfer access to nominated account

Type

Principal & Interest

Frequency

Weekly, Fortnightly or Monthly

Methods

Direct Debit Repayment drawn form a nominated account
Salary Credit Wages directly credited into account

Additional Repayments

Extra repayments may be made at any time without penalty
Deposit Book available

 

Application Fee

$0

Establishment Fee

$0

Third Party Valuation Fee

$0

Covers up to $330

^Loans under $250,000 incur a valuation fee at cost (estimate $250)

Third Party Legal Fees

$0

Covers up to $275 plus disbursements, government charges, funder’s contract processing fee & PEXA fee

^Loans under $250,000 incur legal fees at cost (estimate $275) plus disbursements, government charges, funder’s contract processing fee & PEXA fee

Annual Fee

$0

Monthly Fee

$0

Settlement Fee

$0

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Reduce Home Loans where reducing rates is just the start.

Reduce Home Loans is a multi-award winning Australian owned and operated home loan provider. Since 2010, we have been passionate about helping our customers find not only the lowest Interest rates, but loans with all the bells and whistles we know they want and need. Our home loan range has been awarded the following:

Personal Service.

We understand that applying for a Home Loan can sometimes be quite stressful or over whelming. That’s why at Reduce Home Loans you will be assigned your own personal finance manager to guide you and be available throughout the process. Nobody fights harder for the best deal and lowest rates than Reduce, and this absolute commitment is evident in our jaw-dropping suite of solutions. Our rates are not only incredibly low, we can provide loans for investment, residential property, construction or consolidation of debt. Even if you don’t fit the Banks prescriptive profile, we are still committed to helping you achieve your goals.



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