Ultra Prime 80 Variable
Owner Occupied Home Loan
6.44% p.a. Variable
6.51% p.a. Comparison*
Purchase or refinance up to 80% LVR
- Flexible repayment options
- Unlimited extra repayments
- Full redraw facility
Improved Ultra Prime 80 Home Loan
For a limited time, the Ultra Prime 80 Variable is available for owner occupied refinances and purchases up to 80% LVR.
Save more in repayments on this great rate with flexible repayments and full redraw facility.
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| THE BASICS | |
| Rate | 6.44% p.a. Variable 6.51%* p.a. Comparison |
| Purpose | Owner Occupied |
| Eligibility | Personal |
| Minimum Amount | $50,000 |
| Maximum Amount | $850,000 |
| LVR | Up to 80% |
| 100% Offset Available | Yes Optional $395 p.a |
| Fee Free Debit Card | Yes If Offset selected |
| Loan Term | Up to 30 years |
| Rate Options | Variable |
| Available for Construction | No |
| FEATURES | |
| Multiple Accounts | Loan splits available |
| Redraw Facility | Yes. No minimum via electronic transfer |
| Account Access | Internet & Phone transfer access to nominated account |
| Statements | Half yearly |
| REPAYMENTS | |
| Type | Principal & Interest |
| Frequency | Via Direct Debit - Weekly, Fortnightly or Monthly |
| Methods | Direct Debit Salary Credit |
| Additional Repayments | Variable Rate – Extra repayments may be made at any time without penalty |
| FEES | |
| Application Fee | $440 |
| Establishment Fee | $0 |
| Third Party Valuation Fee | At cost Estimate $250 |
| Third Party Legal Fees | At cost disbursements payable |
| Annual Fee | $0 |
| Monthly Fee | $0 |
| Settlement Fee | $480 Settlement fee includes up to $330 professional legal fee. disbursements payable |
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