Rate Lovers

Owner Occupied Home Loan

2.77% p.a. Variable

2.79% p.a. Comparison*(2)

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THE BASICS
Rate2.77% p.a. Variable
2.79%* p.a. Comparison (2)
PurposeOwner Occupied
EligibilityPersonal
Company
Unit
Discretionary Trust
Minimum Amount$50,000
Maximum Amount$1,500,000 for loans under 70% LVR
$850,000 for loans over 70.01% LVR to 80% LVR
LVR80% for purchase or refinance
Loan TermUp to 30 years
Rate OptionsVariable
Available for ConstructionNo
FEATURES
Multiple Accounts100% offset account available - add 0.05% to rate
Loan splits available
Redraw FacilityYes. No minimum via electronic transfer
Account AccessInternet & Phone transfer access to nominated account
StatementsHalf yearly
REPAYMENTS
TypePrincipal & Interest
Interest Only - add 0.50% to rate
FrequencyVia Direct Debit - Fortnightly or Monthly
MethodsDirect Debit
Salary Credit
Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
FEES
Application Fee$0
Establishment Fee$0
Third Party Valuation Fee$0 - Covers up to $250
^Loan amounts under $200,000 incur a valuation fee at cost, estimate $250
Third Party Legal Fees$0 - Covers up to $297
Does not cover government charges & PEXA fee
^Loans amounts under $200,000 incur legal fees at cost, estimate $297
Does not cover government charges & PEXA fee
Annual Fee$0
Monthly Fee$0
Settlement Fee$0
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