Rate Lovers Cash Back

Owner Occupied Home Loan

2.99% p.a. Variable

3.07% p.a. Comparison*

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    Get $2,000 up to $10,000 Cash Back

    Kick start your savings and receive $2,000 up to $10,000 cash back with the Rate Lovers Cash Back Variable Home Loan.

    Minimum loan amount $250,000 to receive cash back offer.

    Cash Back T's and C's
    Loan AmountCash Bonus
    $250,000 - $499,999.99$2,000
    $500,000 - $749,999.99$3,000
    $750,000 - $1,999,999.99$5,000
    $2,000,000 + $10,000

    THE BASICS
    Rate2.99% p.a. Variable
    3.07%* p.a. Comparison
    PurposeOwner Occupied
    EligibilityPersonal
    Company
    Unit
    Discretionary Trust
    Minimum Amount$250000
    Maximum Amount$1,000,000
    Add 0.30% for loans over $1,000,000 - $1,500,000.
    Add further 0.30% for loans over $1 500 000 - $2 000 000.(Max LVR 80%)
    Add further 0.30% for loans over $2 000 000 - $2 500 000(Max LVR 70%)
    LVRUp to 90%
    Add 0.60% for 80 - 90%
    Loan TermUp to 30 years
    Rate OptionsVariable
    Available for ConstructionNo
    FEATURES
    Multiple AccountsOffset - add 0.10% to rate
    $0 p.m.
    Redraw FacilityYes. No minimum via electronic transfer
    Account AccessInternet & Phone transfer access to nominated account
    StatementsHalf yearly
    REPAYMENTS
    TypePrincipal & Interest
    FrequencyVia Direct Debit - Fortnightly or Monthly
    MethodsDirect Debit
    Salary Credit
    Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
    FEES
    Application Fee$440
    Establishment Fee$0
    Third Party Valuation FeeAt Cost
    Estimate $250
    Third Party Legal FeesAt Cost
    Unascertainable estimate $50 - $330
    Does not cover government charges & PEXA Fee
    Annual Fee$0
    Monthly Fee$0
    Settlement Fee$0

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