Rate Lovers

Owner Occupied Home Loan

3.47% Variable

3.47% Comparison*

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THE BASICS
Rate3.47% Variable
3.47%* Comparison
PurposeOwner Occupied
EligibilityPersonal
Company
Unit
Discretionary Trust
Minimum Amount$50,000
Maximum Amount$750,000
LVR80% for purchase or refinance
Loan TermUp to 30 years
Rate OptionsVariable
Available for ConstructionNo
FEATURES
Multiple Accounts100% offset account available
Loan splits available
Redraw FacilityYes. No minimum via electronic transfer
Account AccessInternet & Phone transfer access to nominated account
Servicing RequirementsThe Rate Lovers is subject to special lending servicing requirements. Please speak your personal finance manager for more details.
StatementsHalf yearly
REPAYMENTS
TypePrincipal & Interest
FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
MethodsDirect Debit
Salary Credit
Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
DiscountYou may be eligible for a discount after 5 years of good payment conduct, Speak to your credit representative for more information.
FEES
Application Fee$0
Establishment Fee$0
Third Party Valuation FeeAt cost
Estimate $250
Third Party Legal FeesAt cost
Estimate $275
Does not cover disbursements, government charge & PEXA fee
Annual Fee$0
Monthly Fee$0
Settlement Fee$150
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