Rate Cutter Variable

Owner Occupied Home Loan

1.77% p.a. Variable

1.83% p.a. Comparison*

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    Built up equity in your home?

    Take advantage of our Rate Cutter Variable, available for Owner Occupied purchases and refinances up to 60% LVR.

    With unlimited extra repayments and a full redraw facility, you can cut your rate and repayments on this great flexible rate!

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      THE BASICS
      Rate1.77% p.a. Variable
      1.83%* p.a. Comparison
      PurposeOwner Occupied
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$1,000,000
      LVR60% for purchase or refinance
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple AccountsLoan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Unascertainable estimate $50 - $330
      Does not cover government charges, funder's contract processing fee & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$0

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