Rate Cutter Variable

5.99% p.a. Variable

6.06% p.a. Comparison*

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Take advantage of our Rate Cutter Variable, available for Owner Occupied purchases and refinances up to 60% LVR.

With unlimited extra repayments and a full redraw facility, you can cut your rate and repayments on this great flexible rate!

THE BASICS
Rate	5.99% p.a. Variable 6.06%* p.a. Comparison
Purpose	Owner Occupied
Eligibility	Personal Company Unit Discretionary Trust
Minimum Amount	$250,000
Maximum Amount	$2,500,000 Add 0.60% for loans over $1,500 000 - $2,000,000. (Max LVR 70%) Add further 0.30% for loans over $2,000,000- $2,500,000 (Max LVR 70%)
LVR	Up to 60% Add 0.20% for 60 - 70%
Loan Term	Up to 30 years
Rate Options	Variable
Available for Construction	No
FEATURES
Multiple Accounts	100% offset available - add 0.10% to rate Loan splits available
Redraw Facility	Yes. No minimum via electronic transfer
Account Access	Internet & Phone transfer access to nominated account
Statements	Half yearly
REPAYMENTS
Type	Principal & Interest
Frequency	Via Direct Debit - Weekly, Fortnightly or Monthly
Methods	Direct Debit Salary Credit
Additional Repayments	Variable Rate – Extra repayments may be made at any time without penalty
FEES
Application Fee	$440
Establishment Fee	$0
Third Party Valuation Fee	At Cost Estimate $250
Third Party Legal Fees	$0 professional legal fee. disbursements payable Does not cover government charges, funder's contract processing fee & PEXA fee
Annual Fee	$0
Monthly Fee	$0
Settlement Fee	$480 Settlement fee includes up to $330 professional legal fee. disbursements payable