Platinum Rate Buster 

100% Offset Owner Occ Home Loan

3.66% Variable

4.07% Comparison*

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THE BASICS
Rate3.66% Variable
4.07%* Comparison
PurposeOwner Occupied
EligibilityPersonal
Company
Unit
Discretionary Trust
Minimum Amount$100,000
Maximum Amount$10,000,000
LVR80% for purchase or refinance
Loan TermUp to 30 years
Rate OptionsVariable
Available for ConstructionYes
FEATURES
Multiple Accounts100% Offset account
Loan splits available
Redraw FacilityYes
Account AccessInternet & Phone transfer access to nominated account
BPay
StatementsHalf yearly
REPAYMENTS
TypePrincipal & Interest
FrequencyWeekly, Fortnightly or Monthly repayments
MethodsDirect Debit
Any Bank of Sydney Branch
Additional RepaymentsExtra repayments may be made at any time without penalty
FEES
Application Fee$0
Establishment Fee$0
Third Party Valuation Fee$0 - Covers up to $420
^Loans under $2,000,000 incur valuation fee at cost (estimate $420)
Third Party Legal Fees$0 - Covers up to $475. Does not cover disbursements. government charges & PEXA fee
^Loans under $2,000,000 incur legal fees at cost (estimate $475). Does not cover disbursements, government charges & PEXA fee
Annual FeeWaived for loans under 70% LVR
$395 for loans over 70% LVR
Monthly Fee$0
Settlement Fee$0
^Loans under $2,000,000 incur a $150 settlement fee
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