Low Rider Variable

Owner Occupied Home Loan

2.89% p.a. Variable

2.91% p.a. Comparison* (1)

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THE BASICS
Rate2.89% p.a. Variable
2.91%* p.a. Comparison (1)
PurposeOwner Occupied
EligibilityPersonal
Company
Unit
Discretionary Trust
Minimum Amount$50,000
Maximum Amount$1,500,000 for loans under 70% LVR
$850,000 for loans over 70.01% LVR to 80% LVR
LVR80% for purchase or refinance
Loan TermUp to 30 years
Rate OptionsVariable
Available for ConstructionNo
FEATURES
Multiple Accounts100% offset account available - add 0.05% to rate
Loan splits available
Redraw FacilityYes. No minimum via electronic transfer
Account AccessInternet & Phone transfer access to nominated account
StatementsHalf yearly
REPAYMENTS
TypePrincipal & Interest
Interest Only - add 0.50% to rate
FrequencyVia Direct Debit - Fortnightly or Monthly
MethodsDirect Debit
Salary Credit
Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
FEES
Application Fee$440
Establishment Fee$0
Third Party Valuation FeeAt cost
Estimate $250
Third Party Legal FeesAt cost
Estimate $330
Does not cover government charges, funder's contract processing fee & PEXA fee
Annual Fee$0
Monthly Fee$0
Settlement Fee$150
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