Low Rider Cash Back

Owner Occupied Home Loan from

2.09% p.a. Variable

2.18% p.a. Comparison*

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    Ride a low rate with $2,000 up to $4,000 cash back

    Keep on rolling with $2,000 up to $4,000 cash back on the Low Rider Cash Back Variable Home Loan.

    Minimum loan amount $250,000 to receive cash back offer

    Cash Back t's and c's
    Loan AmountCash Bonus
    $250,000 - $999,999.99$2,000
    $1,000,000 - $1,750,000$4,000

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      Low Rider Cash Back

      Choose between 60% or 70% LVR (Loan to Value Ratio)

      Select your estimated LVR

      THE BASICS
      Rate2.09% p.a. Variable
      2.18%* p.a. Comparison
      PurposeOwner Occupied
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$250,000
      Maximum Amount$1,000,000
      LVR60% for purchase or refinance
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple Accounts100% offset account available - add 0.05% to rate
      Loan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Unascertainable estimate $50 - $330
      Does not cover government charges, funder's contract processing fee & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$150

      THE BASICS
      Rate2.19% p.a. Variable
      2.28%* p.a. Comparison
      PurposeOwner Occupied
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$250,000
      Maximum Amount$1,000,000
      Add 0.30% for loans over $1,000,000 – $1,750,000
      LVR70% for purchase or refinance
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple Accounts100% offset account available - add 0.05% to rate
      Loan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Unascertainable estimate $50 - $330
      Does not cover government charges, funder's contract processing fee & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$150
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