Investor Rate Lovers Interest Only

Investment Home Loan

2.48% p.a. Variable

2.53% p.a. Comparison*

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      THE BASICS
      Rate2.79% p.a. Variable
      2.85%* p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$1,000,000
      Add 0.40% for loans over $1,000,000 - $1,500,000.
      Add further 0.40% for loans over $1 500 000 - $2 000 000.
      Add further 0.40% for loans over $2 000 000 - $2 500 000
      LVR80% for purchase or refinance
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionYes
      Add 0.10% to rate
      Refer to your Finance Manager for construction fees
      FEATURES
      Multiple Accounts100% offset available at $10/month
      Loan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypeInterest Only
      Reverts to Principal & Interest after 5 years
      FrequencyVia Direct Debit - Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$0
      Establishment Fee$0
      Third Party Valuation FeeAt cost
      Estimate $250
      Third Party Legal FeesAt cost
      Estimate $297
      Does not cover disbursements, government charges, funder's contract settlement fee & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Optional offset account is $10/month
      Settlement Fee$0

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