Investor Rate Cutter 

Invetment Loan

2.29% p.a. Variable

2.38% p.a. Comparison*

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    A cutting-edge rate for your Investment Loan

    The Investment Rate Cutter Variable is available for Investment Purchase and Refinance. Get a cutting-edge rate on your Investment Loan with flexible repayments and great features.

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      THE BASICS
      Rate2.29% p.a. Variable
      2.38%* p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$1,000,000
      LVR80% for purchase or refinance
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple AccountsLoan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      Interest Only available - add 0.30% to rate
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Estimate $330
      Does not cover government charges, funder's contract processing fee & PEXA fee
      Annual Fee$0
      Optional e-offset is $395 p.a.
      Monthly Fee$0
      Settlement Fee$0
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