Investor Cash Back Hero

Investment Home Loan

2.99% p.a. Variable

3.04% p.a. Comparison*

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    Receive $3,000 up to $5,000 Cash Back!

    The Investor Cash Back Hero is here for a limited time to help kickstart your savings on your investment loan.

    Minimum loan amount $250,000 to receive cash back offer

    Cash Back t's and c's
    Loan AmountCash Bonus
    $250,000 - $999,999.99$3,000
    $1,000,000 +$5,000

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      Investor Cash Back Hero

      THE BASICS
      Rate2.99% p.a. Variable
      3.04%* p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$250,000
      Maximum Amount≤ 65% LVR $5,000,000
      ≤ 70% LVR $4,500,000
      ≤ 75% LVR $4,000,000
      ≤ 80% LVR $3,500,000
      ≤ 90% LVR $1,000,000
      Max loan amount may vary depending on the loan purpose, postcode, and other factors
      Refer to your Reduce Finance Manager for loan amount policy
      LVR80% for purchase or refinance
      90% available including LMI - add 0.10% to rate
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionYes
      Add 0.10% to rate
      Refer to your Finance Manager for construction fees
      FEATURES
      Multiple Accounts100% offset account available at $10/month
      Loan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest.
      Add 0.30% to rate for Interest Only
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$0
      Establishment Fee$0
      Third Party Valuation FeeAt cost
      Estimate $250
      Third Party Legal FeesAt cost
      Estimate $297
      Does not cover government charges, Funder's Contract Processing Fee & PEXA Fee
      Annual Fee$0
      Monthly Fee$0
      Optional offset account is $10/month
      Settlement Fee$0
      Calculators

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      Handy home loan calculators

      CALCULATORS
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      THE REDUCE PROCESS

      Launch your loan journey

      Our process
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      MORE ABOUT OUR LOANS

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