Economizer 95

Owner Occupied Home Loan

3.19% p.a. Variable

3.24% p.a. Comparison*

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      THE BASICS
      Rate3.19% p.a. Variable
      3.24%* p.a. Comparison
      PurposeOwner Occupied Purchase Only
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount≤ 95% LVR $750,000
      Max loan amount may vary depending on the loan purpose, postcode, and other factors
      Refer to your Reduce Finance Manager for loan amount policy
      LVR90% - 95% plus LMI, capped at 95%
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple AccountsOptional 100% offset account available at $10/month
      Loan splits available
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$0
      Establishment Fee$0
      Third Party Valuation FeeAt cost
      Estimate $250
      Third Party Legal FeesAt cost
      Estimate $297
      Does not cover government charges, disbursements, funder's contract processing fee & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Optional offset account is $10/month
      Settlement Fee$0
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