Eco Home Loan Investment
Investment Home Loan
6.19% p.a. Variable
6.25% p.a. Comparison*
- No monthly or annual fees
- Free Unlimited Redraw
Invest in Your Dream Home Investment Hassle-Free!
Get the most out of your home investment with our Eco Home Loan Investment package!
✅ Up to 80% LVR*
✅ $0 Monthly or Annual Fees: Keep more money in your pocket with no hidden charges.
✅ Free Redraw Facility: Access funds conveniently via Internet Banking at no extra cost.
Ready to make your dream home Investment a reality? Call us at 1300 733 823 today!
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Eco Home Loan Investment
| THE BASICS | |
| Rate | 6.19% p.a Variable 6.25% p.a Comparison |
| Purpose | Investment |
| Minimum Amount | $150,000 |
| Maximum Amount | Determined by application. |
| LVR | <=60%* <=80% LVR (6.29%) |
| Loan Term | 30 years |
| Rate Options | Variable |
| Available for Construction | Speak with your Personal Finance Manager. |
| FEATURES | |
| Multiply Accounts | Multiple loans available (to split) |
| Redraw Facility | $0 Fees Redraw. No minimum. |
| Account Access | Internet & Phone transfer access to nominated account |
| Statements | Half Yearly |
| REPAYMENTS | |
| Type | Principle & Interest |
| Frequency | Via Direct Debit - Weekly, Fortnightly or Monthly |
| Methods | Direct Debit Salary Credit |
| Additional Repayments | Variable Rate – Extra repayments may be made at any time without penalty |
| FEES | |
| Application Fee | $0 |
| Establishment Fee | $0 |
| Third Party Valuation Fee | At Cost- $400 |
| Third Party Legal Fees | At cost (Estimated $225) professional legal fee. Disbursements payable |
| Annual Fee | $0 |
| Monthly Fee | $0 |
| Settlement Fee | $0 |
*Cash Back Terms and Conditions
- Eligible Loans will receive a $2,000 cashback payment (the Offer).
- By applying for an Eligible Product, for the primary purpose of refinancing an eligible residential home or investment loan, you agree to the terms and conditions of the Offer.
- The following Reduce Home Loans products are Eligible Products for the Offer:
- Eco Home Loan Variable,
- Basic Home Loan,
- Basic Home Loan Fixed 1-3 Years,
- Eco Home Loan Investment
- Basic Home Loan Investment and
- Basic INV Home Loan 1-3 Year Fixed.
- To be eligible for the Offer, submit a new loan application for an Eligible Product between 1 April 2026 and 15 May 2026, and settle the loan on or before 30 June 2026 (the Offer Period).
- Eligible Loans are loans during the Offer Period to owner-occupiers and investors for Eligible Products with a minimum loan amount of $400,000 and a Loan to Value Ratio (LVR) of less than or equal to 80% (including any capitalised fees & charges).
- Greater than 50% of the new loan amount must be used to refinance the balance of a mortgage-secured residential home or investment loan from another financial institution.
- Applicants (as individuals, joint or company borrowers) are limited to one (1) cashback payment per 12-month period.
- A borrower cannot transfer or assign their right to the Offer to any other person.
- The following are ineligible for the Offer:
- Internal refinances and variations.
- New or existing Bridging loans, Overdrafts, & Business loans.
- Applications that include an applicant who has received a cashback payment from funder within the preceding 12 months (either as an individual borrower, or as part of a joint or company application).
- Loans paid out or refinanced away before the cashback payment is made.
- The cashback payment will occur within 90 days after the loan settlement date. Payment can only be made to a nominated funder Bank Everyday account held in the same name(s) as the eligible loan at the settlement date.
- The funder may amend or withdraw the Offer at any time.
- Standard credit criteria, terms and conditions, and fees and charges apply.
- The Offer cannot be used in conjunction with other offers.
- The funder does not accept responsibility for any tax or financial implications arising from accepting this Offer.
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