Discount Variable

Owner Occupied Home Loan

5.99% p.a. Variable

6.04% p.a. Comparison*

  • $0 application fee
  • Repayment flexibility and redraw facility available
  • Free Additional payments
  • No hidden fees or ongoing monthly fees
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    Awarded home loans - Reduce Home Loans

    Unlock exceptional savings with our exclusive Discount Variable Offer!

    Say goodbye to application fees* and hello to unlimited additional repayments. Plus, experience the freedom of free redraws through internet banking with our Discount Variable Home Loan.

    Imagine the possibilities when you’re not burdened by application fees*. You can invest that money into something meaningful for yourself or your family. With unlimited additional repayments, you have the flexibility to pay off your loan sooner and save on interest in the long run. And with free redraws through internet banking, accessing your funds has never been easier. Whether it’s for unexpected expenses or seizing an opportunity, you have the convenience at your fingertips.

    But that’s not all – our Personal Finance Managers are ready to guide you through the process. With their expertise, you can explore ways to potentially lower your interest rate and upfront fees even further. They’ll tailor solutions to suit your unique financial goals and circumstances.

    Take control of your financial future and call us at 1300 733 823.

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      THE BASICS
      Rate5.99% p.a. Variable
      6.04%* p.a. Comparison
      PurposeOwner Occupied
      Minimum Amount$150,000
      Maximum amountLVR depended
      LVR70%LVR
      Add 0.05% for 70.01% to 80% LVR
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionAvailable*
      FEATURES
      Redraw FaciltyYes/ Online redraw available
      Account AccessInternet, Mobile and Phone Banking
      StatementsHalf yearly
      REPAYMENTS
      TypePrinciple & Interest
      FrequencyMonthly, Mobile and Phone Banking
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsYes Unlimited
      FEES
      Application Fee$0
      Establishment Fee$345
      Third Party Valuation FeeAt cost.
      Estimated $330
      Third Party Legal & Funder FeesAt cost (Estimated $1500) Professional Legal Fee payable.

      Does not cover government charges, disbursements, funder's contract processing fee & PEXA Fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$210
      >

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