Cash Back Hero

Owner Occupied Home Loan

2.59% p.a. Variable

2.59% p.a. Comparison*(20)

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A great rate with $2,000 up to $10,000 cash back

Get a kick start with the Cash Back Hero Variable Home Loan. A customisable home loan with optional offset and full, free electronic redraw.

Minimum loan amount $250,000 to receive cash back offer

Cash Back t's and c's
Loan AmountCash Bonus
$250,000 - $849,999.99$2,000
$850,000 - $1,999,999.99$4,000
$2,000,000 - $2,999,999.99$6,000
$3,000,000 - $3,999,999.99$8,000
$4,000,000 +$10,000

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Cash Back Hero Home Loan

THE BASICS
Rate2.59% p.a. Variable
2.59%* p.a. Comparison (20)
PurposeOwner Occupied
EligibilityPersonal
Company
Unit
Discretionary Trust
Minimum Amount$250,000
Maximum Amount≤ 65% LVR $5,000,000
≤ 70% LVR $4,500,000
≤ 75% LVR $4,000,000
≤ 80% LVR $3,500,000
≤ 90% LVR $1,000,000
Max loan amount may vary depending on the loan purpose, postcode, and other factors
Refer to your Reduce Finance Manager for loan amount policy
LVRMax 90% plus LMI for purchases, capped at 95%
Max 90% including LMI for refinances
LMI payable over 80% LVR
Add 0.10% over 80% LVR
Loan TermUp to 30 years
Rate OptionsVariable
Available for ConstructionYes
Add 0.10% to rate
Refer to your Finance Manager for construction fees
FEATURES
Multiple Accounts100% offset account available at $10/month
Loan splits available
Redraw FacilityYes. No minimum via electronic transfer
Account AccessInternet & Phone transfer access to nominated account
StatementsHalf yearly
REPAYMENTS
TypePrincipal & Interest
FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
MethodsDirect Debit
Salary Credit
Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
FEES
Application Fee$0
Establishment Fee$0
Third Party Valuation FeeAt cost
Estimate $250
Third Party Legal FeesAt cost
Estimate $297
Does not cover disbursements, government charges, funder's contract processing fee & PEXA fee
Annual Fee$0
Monthly Fee$0
Optional offset account is $10/month
Settlement Fee$0
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