Capitalizer Variable Home Loan
| THE BASICS | |
| Rate | 6.34% p.a. Variable 6.38%* p.a. Comparison |
| Purpose | Owner Occupied |
| Eligibility | Personal Company Unit Discretionary Trust |
| Minimum Amount | $50,000 |
| Maximum Amount | $2,000,000 up to 70% $1,500,000 Metro up to 80% $1,000,000 over 80% $1,000,000 Non-Metro up to 80% |
| LVR | Up to 90% Add 0.80% for 80 - 90% |
| Loan Term | Up to 30 years |
| Rate Options | Variable |
| Available for Construction | No |
| FEATURES | |
| Multiple Accounts | 100% e-offset Included Loan splits available |
| Redraw Facility | Yes. No minimum via electronic transfer. Daily limit max $10,000. |
| Account Access | Internet transfer access to nominated account |
| Statements | Half yearly |
| REPAYMENTS | |
| Type | Principal & Interest Add 0.00% for I/O Includes E- Offset |
| Frequency | Via Direct Debit - Monthly |
| Methods | Direct Debit from an Australian bank account |
| Additional Repayments | Variable Rate – Extra repayments may be made at any time without penalty |
| FEES | |
| Application Fee | $0 |
| Establishment Fee | $0 |
| Third Party Valuation Fee | At Cost Estimate $250 |
| Third Party Legal Fees | $0 professional legal fee. disbursements payable Does not cover government charges & PEXA Fee |
| Annual Fee | $0 |
| Monthly Fee | $0 |
| Settlement Fee | $250 |
