Capitalizer Variable Alt Doc

 Home Loan rate from

7.19% p.a. Variable

7.26% p.a. Comparison*

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    Capitalizer Variable ALT-DOC Home Loan

    Discover the unparalleled flexibility and convenience offered by our Capitalizer Variable Alt Doc Home Loan. With features such as full electronic redraw, a 100% offset account included, and zero ongoing fees, you can tailor your loan to suit your financial needs.

    We understand that traditional bank requirements may not fit every situation. That’s why we offer alternate documentation options, making it easier for you to secure the financing you need. Whether you’re a personal applicant, representing a company, managing a unit, or overseeing a discretionary trust, we’re dedicated to finding the right solution for you.

    One of the key advantages of our Capitalizer Variable Alt Doc Home Loan is the ability to borrow up to 80% Loan to Value Ratio (LVR). This means you may need a lower deposit compared to some other loan products, potentially making homeownership more accessible. Plus, with the option for full electronic redraw, you have the freedom to access additional funds whenever you need them, providing valuable flexibility in managing your finances.

    Don’t let obstacles stand in the way of your homeownership goals. Contact our team today at 1300 203 741 to explore how our Home Loans can empower you on your journey towards financial freedom. With Reduce Home Loans, achieving your dreams has never been more attainable.

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      Capitalizer Variable Alt-Doc

      THE BASICS
      Rate7.19% p.a. Variable
      7.26%* p.a. Comparison
      PurposeOwner Occupied
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$1,000,000 up to 80%LVR
      $1,500,000 up to 70%LVR

      Add .10% for loans up to $1,250,000 up to 75%LVR
      Add .50% for loans up to $1,750,000 up to 65%LVR
      Regional- Add 0.10% for loans up to $750,000 up to 60%LVR
      LVRUp to 70%
      Add 0.20% 80%
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple Accounts100% e-offset included

      Loan splits available
      Redraw FacilityYes
      No minimum via electronic transfer
      Daily limit max $10,000
      Account AccessInternet transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      Interest Only - add 0.00% to rate
      Interest Only max loan amount $1,000,000 80% LVR
      FrequencyVia Direct Debit - Monthly
      MethodsDirect Debit from an Australian bank account
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal Fees$0 professional legal fee.
      disbursements payable

      Does not cover government charges & PEXA Fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$250
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