Capitalizer Variable Alt-Doc
| THE BASICS | |
| Rate | 6.99% p.a. Variable 7.06%* p.a. Comparison |
| Purpose | Owner Occupied |
| Eligibility | Personal Company Unit Discretionary Trust |
| Minimum Amount | $50,000 |
| Maximum Amount | $1,000,000 Add .30% for loans up to $1,750,000 up to 65% Add .30% for $1,500,000 up to 70%. Add .30% for $1,250,000 up to 75% |
| LVR | Up to 70% Add 0.10% 80% |
| Loan Term | Up to 30 years |
| Rate Options | Variable |
| Available for Construction | No |
| FEATURES | |
| Multiple Accounts | 100% e-offset included Loan splits available |
| Redraw Facility | Yes No minimum via electronic transfer Daily limit max $10,000 |
| Account Access | Internet transfer access to nominated account |
| Statements | Half yearly |
| REPAYMENTS | |
| Type | Principal & Interest Interest Only - add 0.00% to rate Interest Only max loan amount $1,000,000 80% LVR |
| Frequency | Via Direct Debit - Monthly |
| Methods | Direct Debit from an Australian bank account |
| Additional Repayments | Variable Rate – Extra repayments may be made at any time without penalty |
| FEES | |
| Application Fee | $440 |
| Establishment Fee | $0 |
| Third Party Valuation Fee | At Cost Estimate $250 |
| Third Party Legal Fees | $0 professional legal fee. disbursements payable Does not cover government charges & PEXA Fee |
| Annual Fee | $0 |
| Monthly Fee | $0 |
| Settlement Fee | $250 |
