Investor Capitalizer Variable

Investment rate from

2.19% p.a. Variable

2.28% p.a. Comparison*

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    Investor Capitalizer Loan

    The Investor Capitalizer Loan is available for purchases and refinances of residential investment properties. Get a low interest rate with no ongoing fees to capitalise on your investment. 

    With great optional features such as an optional e-offset, the choice between Principle and Interest or Interest Only, and free electronic redraw. 

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      We’re making it easier than ever to apply with Reduce. Banks said no? Depending on your circumstances, you may be eligible to apply with alternate supporting documentation.

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      Investor Capitalizer Loan

      THE BASICS
      Rate2.19% p.a. Variable
      2.28%* p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$1,000,000
      Add 0.10% for loans over $1,000,000 – $2,000,000
      LVRMax 90% plus LMI for purchases, capped at 95%
      Max 90% including LMI for refinances
      LMI payable over 80% LVR
      Add 0.50% to rate over 80% LVR
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple Accounts100% e-offset available
      Loan splits available
      Redraw FacilityYes.
      No minimum via electronic transfer.
      Daily limit max $10,000.
      Account AccessInternet transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      Interest Only - add 0.30% to rate
      FrequencyVia Direct Debit - Monthly
      MethodsDirect Debit from an Australian bank account
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Unascertainable estimate $50 - $330
      Does not cover government charges & PEXA Fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$150

      Investor Capitalizer Alt-Doc

      THE BASICS
      Rate3.29% p.a. Variable
      3.38%* p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$50,000
      Maximum Amount$1,000,000
      Add 0.30% for loans over $1,000,000 – $1,500,000
      LVRMax 80% for purchases and refinances
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionNo
      FEATURES
      Multiple Accounts100% e-offset available - add 0.10% to rate
      Loan splits available
      Redraw FacilityYes
      No minimum via electronic transfer
      Daily limit max $10,000
      Account AccessInternet transfer access to nominated account
      StatementsHalf yearly
      REPAYMENTS
      TypePrincipal & Interest
      Interest Only - add 0.30% to rate
      Interest Only max loan amount $1,000,000
      FrequencyVia Direct Debit - Monthly
      MethodsDirect Debit from an Australian bank account
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$440
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Estimate $250
      Third Party Legal FeesAt Cost
      Unascertainable estimate $50 - $330
      Does not cover government charges & PEXA Fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$150
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