Basic Investment

Investment Home Loan

6.34% p.a. Variable

6.37% p.a. Comparison*

  • Repayment flexibility and redraw facility available
  • Additional payments without penalty
  • No hidden fees or ongoing monthly fees

    Leave your details and one of our Personal Finance Managers will contact you within one business day.

    Awarded home loans - Reduce Home Loans

    Reduce Home Loans Basic Investment Offer!

    Investing wisely is the cornerstone of securing your financial stability. With our Basic Investment offer, you not only unlock the potential for substantial growth but also gain peace of mind knowing your finances are in capable hands. Our personal finance managers are dedicated to helping you navigate the intricate world of investments, providing personalised guidance tailored to your specific goals and needs.

    Furthermore, our commitment to transparency means you’ll always have a clear understanding of how your investments are performing, without any surprises or hidden charges along the way. Whether you’re saving for retirement, planning for your child’s education, or simply aiming to grow your wealth, our Basic Investment offer empowers you to take control of your financial future with confidence.

    Don’t let uncertainty hold you back. Seize this opportunity to maximise your investments and embark on a journey towards a brighter tomorrow.

    Call us today at 1300 203 741 to get started on your path to financial success!

    ENQUIRE TODAY >

      Leave your details and one of our Personal Finance Managers will contact you within one business day .

      Basic Investment

      THE BASICS
      Rate6.34% p.a Variable
      6.37% p.a. Comparison
      PurposeInvestment
      EligibilityPersonal
      Company
      Unit
      Discretionary Trust
      Minimum Amount$150,000
      Maximum Amount$2,000,000
      LVR>60%-80%
      Loan TermUp to 30 years
      Rate OptionsVariable
      Available for ConstructionN/A
      FEATURES
      Multiple AccountsOffset N/A
      Redraw FacilityYes. No minimum via electronic transfer
      Account AccessInternet & Phone transfer access to nominated account
      StatementsHalf Yearly
      REPAYMENTS
      TypePrincipal & Interest.
      FrequencyVia Direct Debit - Weekly, Fortnightly or Monthly
      MethodsDirect Debit
      Salary Credit
      Additional RepaymentsVariable Rate – Extra repayments may be made at any time without penalty
      FEES
      Application Fee$445
      Establishment Fee$0
      Third Party Valuation FeeAt Cost
      Third Party Legal FeesAt Cost

      Does not cover government charges & PEXA fee
      Annual Fee$0
      Monthly Fee$0
      Settlement Fee$200
      Reduce Home Loans calculator

      CRUNCH THE NUMBERS

      Handy home loan calculators

      CALCULATORS
      Take off with the Reduce Process

      THE REDUCE PROCESS

      Launch your loan journey

      Our process
      Lending FAQ

      MORE ABOUT OUR LOANS

      See our FAQ for easy answers

      lending faq