Basic Home Loan Variable
Owner Occupied Home Loan
5.89% p.a. Variable
5.91% p.a. Comparison*
Ideal for refinances up to 80% LVR*
- $0 Monthly & Annual Fees
- Redraw facility available
- First Class Service
Our High Lend Offer
Take advantage of our exclusive high-limit offer! Borrow up to $3,500,000 with our Basic Home Loan Variable and enjoy zero application fees, Unlimited additional repayments as well as free redraw through internet banking.
Speak to our knowledgeable Personal Finance Managers today and discover how you can potentially lower your interest rate and upfront fees.
Don’t miss out, call us today at 1300 733 823.
ENQUIRE TODAY >
| THE BASICS | |
| Rate | 5.89% p.a. Variable 5.91%* p.a. Comparison |
| Purpose | Owner Occupied |
| Minimum Amount | $50,000 |
| Maximum Amount | $3,500,000 Max loan amount may vary depending on the loan purpose, postcode, and other factors Refer to your Reduce Finance Manager for loan amount policy |
| LVR | Up to 80% LVR |
| Loan Term | Up to 30 years |
| Rate Options | Variable |
| Available for Construction | No |
| FEATURES | |
| Redraw Facility | Yes. Manual and online redraw available. Online redraw at no cost. |
| Account Access | Internet, Mobile and Phone Banking |
| Statements | Half yearly |
| REPAYMENTS | |
| Type | Principal & Interest |
| Frequency | Monthly, Weekly, Fortnightly |
| Methods | Direct Debit Salary Credit |
| Additional Repayments | Yes |
| FEES | |
| Application Fee | $300 |
| Establishment Fee | $0 |
| Third Party Valuation Fee | At cost. $0 up to $300. Over $300 difference payable |
| Third Party Legal & Funder Fees | At cost (Estimated $303) professional legal fee. Disbursements payable. Does not cover government charges, disbursements, funder's contract processing fee & PEXA Fee |
| Annual Fee | $0 |
| Monthly Fee | $0 |
| Settlement Fee | $0 Settlement fee Disbursements payable. |
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