Mortgage Offset Calculator

Find out how much in interest you can save through the life of your loan using our Mortgage Offset Calculator. By choosing a loan with an offset account, you can reduce your total loan repayments. How does this work? The offset account is linked to your mortgage and evens out the balance of your loan using your own savings, so you pay less interest on less principal.

Enter the loan amount, interest rate, and other details. Then enter the savings you will have in the Mortgage Offset Account. The Mortgage Offset Calculator will do the rest.

Curious about repayments on Principal and Interest (P&I) versus Interest Only? See our  P&I / Interest Only Calculator.

If you have any questions or you’re ready to borrow, give a Reduce Home Loans broker a call.


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